204 N Bean St, Howe, TX 75459 Property Records

Grayson County property record for 204 N Bean St, Howe, TX 75459

Property Summary

Property TypeSingle Family Home
Details1,272 sqft · built 1930
Lot Size0.192 acres (8,381 sqft)
OwnerIndividual Name on File
Last Sale$81,400 (Jul 2005)
Tax Bill$1,017 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNH003 5909040

Property Details

APN / Parcel Number

Primary APNH003 5909040
Alternative APN
  • 152435

Interior

Stories1 Story
Building Area1,272 sqft Living Area
Gross Area1,906 sqft
1st Floor Area1,272 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1990
Lot Area8,381 sqft (0.192 acres)
Lot Dimensions126 ft deep x 67 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck Area200 sqft
Patio Area200 sqft

Location & Zoning

Street Address204 N BEAN ST
CityHOWE
StateTX
Zip75459-4764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEANS W H ADDN
Legal SubdivisionBEANS W H ADDN
Legal Block10
Legal Lot Number4
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group4
Census Block4020
Census Tract1801

Owner

Source: Grayson County records · APN H003 5909040

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1402, HOWE, TX 75459-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 30, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jun 09, 2017Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2005 · Amount on Record
Deed SaleJul 11, 2005 · Amount on Record
Deed Document Number200517449
Deed Book / Page3889 / 809
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address204 N BEAN ST, HOWE, TX 75459-4764
Transaction TypeMortgage
Record UpdatedNov 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 N BEAN ST, HOWE, TX 75459-4764

Mortgage

Document Number0000027777
DateOct 27, 2025
Instrument2025-27777
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address204 N BEAN ST, HOWE, TX 75459
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1402, HOWE, TX 75459-1402

Mortgage

Document Number0000029358
DateAug 30, 2021
Instrument2021-00029358
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueJul 01, 2047

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address204 N BEAN ST, HOWE, TX 75459
Document Number0000014532
Instrument DateJun 09, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1402 HOWE TX 754591402, HOWE, TX 75459-1402

Mortgage

Document Number0000014532
DateJul 03, 2017
Instrument14532
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term360 Months
DueJul 02, 2047

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityHowe Town
Unified School DistrictHowe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,017.00 (-5.13%) Homeowner's exemption$121,388 (-35.28%)$193,898 (+3.37%) Land $54,045 Building $139,853
2024$1,072.00 (-25.81%)
2023$187,571 Land $54,966 Building $132,605$187,571 Land $54,966 Building $132,605
2022$1,445.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2009 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50

May also be available: AMG Technology Investment Group, ElektraFi, Texoma Communications, Verizon.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HOWE
serves 4,548 people
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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