203 N Bean St, Howe, TX 75459 Property Records

Grayson County property record for 203 N Bean St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	884 sqft · built 1930
Lot Size	0.2 acres (8,751 sqft)
Owner	Individual Name on Record
Tax Bill	$920 (2024)
Deeds & Mortgages	Nov 2019 Construction Loan Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H003 5909034`

Property Details

APN / Parcel Number

Primary APN	`H003 5909034`
Alternative APN	`152428`

Interior

Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1978
Lot Area	8,751 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	457 sqft

Location & Zoning

Account Number	152428
Old Parcel Number	H003 5909034
Street Address	203 N BEAN ST
City	HOWE
State	TX
Zip	75459-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEANS W H ADDN, BLOCK 9, LOT 9 AND N 20' OF 8
Legal Subdivision	BEANS W H ADDN
Legal Block	9
Legal Lot Number	9,AND
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	4
Census Block	4027
Census Tract	1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1396, HOWE, TX 75459-1396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Vendor's Lien, Transfer · Construction Mortgage INDEPENDENT BANK
Nov 18, 2019	Correction Deed, Transfer ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019
Deed Sale	Nov 18, 2019
Prior Sale	Feb 16, 2012
Deed Document Number	2019-00028078
Record Updated	Jun 8, 2026

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Nov 18, 2019
Property Address	203 N BEAN ST, HOWE, TX 75459-4737
Document Number	0000028078
Map Reference	VOL 130 PG 199
Instrument Date	Nov 15, 2019
Instrument	2019-00028078
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	921 N DENNY ST, 921, HOWE, TX 75459-3707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 N BEAN ST, HOWE, TX 75459-4737

Mortgage

Document Number	0000028079
Date	Nov 18, 2019
Instrument	2019-00028079

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	Prime Rate
Max Rate	6.25%

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 18, 2019
Property Address	203 N BEAN ST, HOWE, TX 75459-4737
Document Number	0000028077
Instrument Date	Nov 15, 2019
Instrument	28077
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 N BEAN ST HOWE TX 754594737, HOWE, TX 75459-4737

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,661 (-4.81%) Land $53,616 Building $63,465	$117,081 (+0.72%) Land $53,616 Building $63,465
2024	$920.00 (-29.61%)
2023		$116,247 Land $53,450 Building $62,797	$116,247 Land $53,450 Building $62,797
2022	$1,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: ElektraFi, Nextlink, TekWav, Verizon.

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