204 Mill Pond Rd, #B, Frederick, MD 21701 Property Records

Frederick County property record for 204 Mill Pond Rd, #B, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 2012
Lot Size	0.063 acres (2,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2025)
Tax Bill	$6,659 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-589304`

Property Details

APN / Parcel Number

Primary APN	`02-589304`
Alternative APN	`589304`

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Lot Area	2,727 sqft (0.063 acres)

Location & Zoning

Account Number	589304
Street Address	204B MILL POND RD
City	FREDERICK
State	MD
Zip	21701-1915
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 90 LOT A PHASE 2,727 SQ FT MARKET SQUARE CONDO 1
Legal Subdivision	MARKET SQUARE CONDOMINIUM
Legal Phase	2
Legal Lot Number	90
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3009
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204B MILL POND RD, FREDERICK, MD 21701-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 13, 2021	Deed, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Book / Page	17254 / 322
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	May 28, 2026
Property Address	204B MILL POND RD, FREDERICK, MD 21701-1915
Document Number	1788000332
Book / Page	17880 / 332
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	204B MILL POND RD, FREDERICK, MD 21701-1915

Mortgage

Document Number	1788000332,
Date	May 28, 2026
Book Page	17880/332

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 13, 2021
Property Address	204 MILL POND RD # B, B, FREDERICK, MD 21701-1915
Document Number	0152750330
Book / Page	15275 / 330
Map Reference	MB 91 PL 102-106
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204B MILL POND RD, FREDERICK, MD 21701-1915

Mortgage

Document Number	0015275337
Date	Sep 13, 2021
Instrument	15275/337

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (+4.17%)	$405,000 (+12.5%) Land $95,000 Building $310,000
2025	$6,659.00 (+27.93%)	$360,000 (+26.46%) Land $60,000 Building $300,000	$360,000 (-) Land $60,000 Building $300,000
2023	$5,205.00	$284,667	$360,000 Land $60,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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