202 Mill Pond Rd, #A, Frederick, MD 21701 Property Records

Frederick County property record for 202 Mill Pond Rd, #A, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 2012
Lot Size	0.04 acres (1,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2025)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-589301`

Property Details

APN / Parcel Number

Primary APN	`02-589301`
Alternative APN	`589301`

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Lot Area	1,758 sqft (0.04 acres)

Location & Zoning

Account Number	589301
Street Address	202A MILL POND RD
City	FREDERICK
State	MD
Zip	21701-1915
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 87 LOT A PHASE 1,758 SQ FT MARKET SQUARE CONDO I
Legal Subdivision	MARKET SQUARE CONDOMINIUM 1
Legal Phase	1
Legal Lot Number	87
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3009
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202A MILL POND RD, FREDERICK, MD 21701-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2017	Deed, Transfer · VA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Book / Page	17544 / 137
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 6, 2025
Property Address	202 MILL POND RD # A, A, FREDERICK, MD 21701-1915
Document Number	0175440137
Book / Page	17544 / 137
Map Reference	MB 91 PL 102-106
Instrument Date	Aug 8, 2025
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	PRIME TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	202A MILL POND RD # 87, 87, FREDERICK, MD 21701-1915

Mortgage

Document Number	0017544147
Date	Oct 6, 2025
Instrument	17544/147

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

Mortgage

Document Number	0175440168
Date	Oct 6, 2025
Book Page	17544/168

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	202 MILL POND RD # A, A, FREDERICK, MD 21701-1915
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137840154
Date	Jun 4, 2020
Book Page	13784/154

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Sep 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	202 MILL POND RD # A, A, FREDERICK, MD 21701-1915
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129630142
Date	May 10, 2019
Book Page	12963/0142

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jul 1, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 15, 2017
Property Address	202 MILL POND RD # A, A, FREDERICK, MD 21701-1915
Document Number	0118730369
Book / Page	11873 / 0369
Map Reference	MB91 PL102
Instrument Date	May 30, 2017
Instrument	11873-0369
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,982.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202A MILL POND RD, FREDERICK, MD 21701-1915

Mortgage

Document Number	118730376
Date	Jun 15, 2017
Instrument	11873-0376

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,992.00 (+12.38%)	$330,000 (+25.32%) Land $60,000 Building $270,000	$330,000 (-) Land $60,000 Building $270,000
2023	$4,442.00 Homeowner's exemption	$263,333	$330,000 Land $60,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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