114 Mill Pond Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 114 Mill Pond Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,386 sqft · built 1975
Lot Size	0.23 acres (1,000 sqft)
Owner	Company Name on File
Last Sale	$169,500 (Mar 2018)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355432A040`

Property Details

APN / Parcel Number

Primary APN	`355432A040`
Alternative APN	`2-0060-5078-00-0110.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	1,386 sqft
Basement Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,000 sqft (0.23 acres)
Lot Dimensions	20 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	76 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432A040
Street Address	114 MILL POND DR
City	O FALLON
State	MO
Zip	63366-3948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 SEC 3 LOT 110
Legal Subdivision	PEBBLE BROOK #2&3 SEC 3
Legal Lot Number	110
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2023
Census Tract	311738

Owner

114 Mill Pond Dr is owned by a company that bought it in March 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Limited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATHENE ANNUITY LIFE COMPANY
Oct 29, 2020	Quit Claim Deed, Transfer · Line of Credit MORGAN STANLEY MTG CAP HLDGS L
Mar 22, 2018	Warranty Deed, Transfer NETCO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Prior Sale	Jan 9, 2015 · Amount on File
Deed Document Number	2018152410
Deed Book / Page	6894 / 2002
Prior Transfer Date	Oct 1, 2007
Prior Transfer Doc	0048512299
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2026
Property Address	114 MILL POND DR, O FALLON, MO 63366-3948
Document Number	0000027804
Instrument Date	Nov 4, 2025
Instrument	202627804
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267

Mortgage

Document Number	0000027804,
Date	Jun 15, 2026
Instrument	202627804

Lender

Name	ATHENE ANNUITY LIFE COMPANY

Agreement

Type	Conventional Mortgage

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2020
Property Address	114 MILL POND DR, O FALLON, MO 63366-3948
Document Number	0000083087
Instrument Date	Oct 20, 2020
Instrument	83087
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067

Mortgage

Document Number	83088
Date	Oct 29, 2020
Instrument	83088

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 22, 2018
Property Address	114 MILL POND DR, O FALLON, MO 63366-3948
Document Number	0068942002
Book / Page	006894 / 002002
Instrument Date	Mar 20, 2018
Instrument	152410
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 114 Mill Pond Dr was $3,251, up 11.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,784 (-)	$288,339 (-) Building $288,339
2025	$3,251.00 (+11.18%)	$54,784	$288,339 Building $288,339
2024	$2,924.00
2023		$47,907
2022			$252,143 Land $50,000 Building $202,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Mill Pond Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 114 Mill Pond Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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