Schoharie County and Seward Town property record for 204 Markley Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1990 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Apr 2023) |
| Tax Bill | $6,535 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 54.-1-13.4 |
| Primary APN | 434400 54.-1-13.4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| 2nd Floor Area | 500 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Width | 200 ft Width |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J192014 |
|---|---|
| Street Address | 204 MARKLEY RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 13.004 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 MARKLEY RD, COBLESKILL, NY 12043-6324 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO |
| Feb 14, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Deed Document Number | 2023821027 |
| Deed Book / Page | 1188 / 29 |
| Prior Transfer Date | Oct 19, 2010 |
| Prior Transfer Doc | 0000000907/000000025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 10, 2023 |
| Property Address | 204 MARKLEY RD, COBLESKILL, NY 12043-6326 |
| Document Number | 0001188/29 |
| Book / Page | 1188 / 29 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 821027 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 192 MARKLEY RD, COBLESKILL, NY 12043-6324 |
| Document Number | 0000821028 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 821028 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 204 MARKLEY RD, COBLESKILL, NY 12043-6326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001750/0000000219 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 0000001750/0000000219 |
| Instrument | 000000712927 |
| Name | FIRST NEW YORK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2032 |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,535.00 (+9.72%) | ||
| 2025 | $5,956.00 (+15.74%) | $116,200 (-) Land $14,000 Building $102,200 | $283,415 (+21.95%) Land $34,146 Building $249,269 |
| 2023 | $116,200 Land $14,000 Building $102,200 | $232,400 Land $28,000 Building $204,400 | |
| 2020 | $5,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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