204 Markley Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 204 Markley Rd, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,000 sqft · built 1990
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$179,900 (Apr 2023)
Tax Bill$6,535 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN434400 54.-1-13.4

Property Details

APN / Parcel Number

Primary APN434400 54.-1-13.4
Alternative APNs
  • 440005400000010130040000
  • 525J192014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,000 sqft Living Area
1st Floor Area1,500 sqft
2nd Floor Area500 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area87,120 sqft (2 acres)
Lot Width200 ft Width

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number525J192014
Street Address204 MARKLEY RD
CityCOBLESKILL
StateNY
Zip12043-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block1
Legal Lot Number13.004
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4020
Census Tract740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address192 MARKLEY RD, COBLESKILL, NY 12043-6324
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed, Transfer · Stand-Alone First Mortgage
PREMIUM MORTGAGE CO
Feb 14, 2017Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Deed Document Number2023821027
Deed Book / Page1188 / 29
Prior Transfer DateOct 19, 2010
Prior Transfer Doc0000000907/000000025
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateApr 10, 2023
Property Address204 MARKLEY RD, COBLESKILL, NY 12043-6326
Document Number0001188/29
Book / Page1188 / 29
Instrument DateApr 4, 2023
Instrument821027
Transaction TypeTransfer
Record UpdatedMay 2, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address192 MARKLEY RD, COBLESKILL, NY 12043-6324

Mortgage

Document Number0000821028
DateApr 10, 2023
Instrument821028
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address204 MARKLEY RD, COBLESKILL, NY 12043-6326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001750/0000000219
DateFeb 14, 2017
Book Page0000001750/0000000219
Instrument000000712927
Lender
NameFIRST NEW YORK FEDERAL CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 1, 2032

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,535.00 (+9.72%)
2025$5,956.00 (+15.74%)$116,200 (-) Land $14,000 Building $102,200$283,415 (+21.95%) Land $34,146 Building $249,269
2023$116,200 Land $14,000 Building $102,200$232,400 Land $28,000 Building $204,400
2020$5,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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