Schoharie County and Seward Town property record for 184 Markley Rd, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1990 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,000 (Oct 2016) |
| Tax Bill | $6,279 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 54.-1-13.111 |
| Primary APN | 434400 54.-1-13.111 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 95,396 sqft (2.19 acres) |
| Lot Width | 208 ft Width |
| Garage Type | Basement |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 525J101054 |
|---|---|
| Street Address | 184 MARKLEY RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 13.111 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records · APN 434400 54.-1-13.111
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 MARKLEY RD, COBLESKILL, NY 12043-6324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NEW YORK FCU |
| Nov 29, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2016 · Amount on Record |
| Deed Sale | Oct 31, 2016 · Amount on Record |
| Prior Sale | Aug 28, 1998 · Amount on Record |
| Deed Book / Page | 1032 / 211 |
| Prior Transfer Date | Mar 26, 2006 |
| Prior Transfer Doc | 0000000808/000000024 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 184 MARKLEY RD, COBLESKILL, NY 12043-6324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 1927/2 |
|---|---|
| Date | Apr 01, 2021 |
| Book Page | 1927/2 |
| Instrument | 786153 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 184 MARKLEY RD, COBLESKILL, NY 12043-6324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001782/0000000104 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 0000001782/0000000104 |
| Instrument | 000000728642 |
| Name | FIRST NEW YORK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,279.00 (+3.84%) | $122,500 (-) Land $14,200 Building $108,300 | $298,780 (+21.95%) Land $34,634 Building $264,146 |
| 2023 | $122,500 Land $14,200 Building $108,300 | $245,000 Land $28,400 Building $216,600 | |
| 2020 | $6,047.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957404004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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