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204 Lugo Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 204 Lugo Way, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,254 sqft · built 2005
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (Oct 2025)
Tax Bill$6,354 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2025 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN284188-0020

Property Details

APN / Parcel Number

Primary APN284188-0020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,254 sqft Living Area
Gross Area2,926 sqft
1st Floor Area2,254 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area433 sqft
Patio Area626 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address204 LUGO WAY
CitySAINT AUGUSTINE
StateFL
Zip32086-8843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 2 BLK 188 OR6242/998
Legal Range30E
Legal Township08S
Legal Section44
Legal SubdivisionST. AUGUSTINE SHORES UNIT 8
Legal Block188
Legal Lot Number2
Legal Unit8
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2012
Census Tract21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address146 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5889
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 21, 2025Warranty Deed, Transfer
UNKNOWN, ST JOHNS BLUE OCEAN TTL LLC
Feb 16, 2024Warranty Deed, Transfer
OS NATIONAL LLC
Sep 18, 2023Warranty Deed, Transfer
OS NATIONAL LLC
Jul 19, 2019Warranty Deed, Transfer
ATTORNEY
Mar 13, 2017Warranty Deed, Transfer · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleFeb 16, 2024 · Amount on Record
Deed Document Number202585794
Deed Book / Page6242 / 998
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LUGO WAY, ST AUGUSTINE, FL 32086-8843

Mortgage

Document Number0053801441
DateSep 29, 2021
Book Page5380/1441
Instrument2021106279
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 21, 2025
Property Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843
Document Number0062420998
Book / Page6242 / 998
Map ReferenceMB 21 PG 58
Instrument DateOct 13, 2025
Instrument2025085794
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyUNKNOWN, ST JOHNS BLUE OCEAN TTL LLC

Transaction

AmountAmount Recorded
Tax$3,815.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address168 LANDER DR, CONWAY, SC 29526-8801

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5889

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 16, 2024
Property Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843
Document Number0059010755
Book / Page5901 / 755
Map ReferenceMB 21 PG 58-63
Instrument DateFeb 16, 2024
Instrument2024011913
Transaction TypeTransfer
Record UpdatedMar 1, 2024
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 18, 2023
Property Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843
Document Number0058270065
Book / Page5827 / 65
Map ReferenceMB 21 PG 58-63
Instrument DateSep 15, 2023
Instrument2023073767
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,506.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10516 SW 74TH LN, MIAMI, FL 33173-2968

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 19, 2019
Property Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843
Document Number0047611986
Book / Page4761 / 1986
Map ReferenceMB 21 PG 58-63
Instrument DateJul 18, 2019
Instrument2019052095
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$2,303.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5113 W 163RD ST, 5113, STILWELL, KS 66085-8242

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 13, 2017
Property Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843
Document Number0043430637
Book / Page4343 / 0637
Map ReferenceMB21 PG58-63
Instrument DateMar 10, 2017
Instrument2017017549
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843

Mortgage

Document Number2017017552
DateMar 13, 2017
Instrument2017017552
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,579 (+0.36%) Land $99,500 Building $349,079$448,579 (+0.36%) Land $99,500 Building $349,079
2025$6,354.00 (+17.91%)$446,975 (+9.15%)$446,975 (+9.15%) Land $99,500 Building $347,475
2024$5,389.00 (+61.59%)$409,504 (+42.65%)$409,504 (+0.57%) Land $107,000 Building $302,504
2023$3,335.00 (+3.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$287,072 (+3%)$407,190 (+6.02%) Land $107,000 Building $300,190
2022$3,236.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$278,711$384,064 Land $84,000 Building $300,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000

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