St. Johns County property record for 200 Lugo Way, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,104 sqft · built 2005 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,000 (Jan 2021) |
| Tax Bill | $4,855 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284188-0010 |
| Primary APN | 284188-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,566 sqft |
| 1st Floor Area | 2,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 425 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 200 LUGO WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 1 BLK 188 OR5142/1089 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 44 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 8 |
| Legal Block | 188 |
| Legal Lot Number | 1 |
| Legal Unit | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21208 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 200 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Aug 26, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Nov 13, 2018 | Warranty Deed, Transfer · VA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Nov 13, 2018 · Amount on Record |
| Deed Document Number | 2021716 |
| Deed Book / Page | 5142 / 1089 |
| Prior Transfer Date | Apr 4, 2011 |
| Prior Transfer Doc | 0034240454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 200 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043820906 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 4382/0906 |
| Instrument | 2017037863 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 200 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047841776 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 4784/1776 |
| Instrument | 2019063201 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 4, 2021 |
| Property Address | 200 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843 |
| Document Number | 0051421089 |
| Book / Page | 5142 / 1089 |
| Map Reference | MB 21 PG 58-63 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2021000716 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ESTATE TTL OF ST AUGUSTINE I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,653.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2012 WOODCHASE WAY NE, 2012, CLEVELAND, TN 37311-1461 |
| Name | Verified Name |
|---|---|
| Address | 200 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843 |
| Document Number | 51421093 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 5142/1093 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 13, 2018 |
| Property Address | 200 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843 |
| Document Number | 0046391960 |
| Book / Page | 4639 / 1960 |
| Map Reference | MB21 PG58-63 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018081581 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ESTATE TITLE OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 DANCING HORSE DR, 120, HASTINGS, FL 32145-5123 |
| Name | Verified Name |
|---|---|
| Address | 200 LUGO WAY, SAINT AUGUSTINE, FL 32086-8843 |
| Document Number | 2018081582 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018081582 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,576 (+2.7%) | $405,227 (-4.23%) Land $99,500 Building $305,727 | |
| 2025 | $4,855.00 (+12.33%) Homeowner's exemption | $374,465 (+2.9%) | $423,118 (+6.16%) Land $99,500 Building $323,618 |
| 2024 | $4,322.00 (+1.96%) Homeowner's exemption | $363,912 (+3%) | $398,578 (+0.51%) Land $107,000 Building $291,578 |
| 2023 | $4,239.00 (+2.81%) Homeowner's exemption | $353,313 (+3%) | $396,542 (+6.3%) Land $107,000 Building $289,542 |
| 2022 | $4,123.00 Homeowner's exemption | $343,022 | $373,048 Land $84,000 Building $289,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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