Stanly County property record for 204 Locust Ave, Locust, NC 28097
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1.5 ba · 5,760 sqft · built 1942 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jun 2022) |
| Tax Bill | $3,292 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503329043 |
| Primary APN | 557503329043 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,760 sqft Finished Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Block |
| Lot Area | 32,670 sqft (0.75 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1539267 |
|---|---|
| Street Address | 204 LOCUST AVE |
| City | LOCUST |
| State | NC |
| Zip | 28097-7219 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | BLDG 204 LOCUST AVE DBA CHLT SAW & KNIFE CO 557503399 |
| Legal Lot Number | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 LOCUST AVE, LOCUST, NC 28097-7219 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 2022448459 |
| Deed Book / Page | 1790 / 1669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 24, 2022 |
| Property Address | 204 LOCUST AVE, LOCUST, NC 28097-7219 |
| Document Number | 0000448459 |
| Book / Page | 1790 / 1669 |
| Map Reference | MB 21 PG 105 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 448459 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20211 RIDGEBROOK LN, 20211, LOCUST, NC 28097-8406 |
| Name | Verified Name |
|---|---|
| Address | 204 LOCUST AVE, LOCUST, NC 28097-7219 |
| Document Number | 0000448460 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 448460 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,292.00 (+50.8%) | $357,896 (+78.65%) Land $115,312 Building $242,584 | $357,896 (+78.65%) Land $115,312 Building $242,584 |
| 2023 | $2,183.00 | $200,329 Land $69,187 Building $131,142 | $200,329 Land $69,187 Building $131,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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