Stanly County property record for 109 Locust Ave, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 774 sqft · built 1946 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2022) |
| Tax Bill | $1,317 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503423114 |
| Primary APN | 557503423114 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 774 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 192 ft deep x 85 ft wide |
| Garage Area | 1,040 sqft |
| Porch | Porch |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 21517 |
|---|---|
| Street Address | 109 LOCUST AVE |
| City | LOCUST |
| State | NC |
| Zip | 28097-7218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | HSE 109 LOCUST AVE 557503111 |
| Legal Subdivision | PHYSICAL/109 LOCUST AVE LOC |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 930801 |
109 Locust Ave is owned by an individual who bought it in July 2022.
Source: Stanly County records, as of October 2, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 397, STANFIELD, NC 28163-0397 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on File |
| Deed Sale | Jul 19, 2022 · Amount on File |
| Deed Document Number | 0001793690 |
| Deed Book / Page | 1209 / 0690 |
| Prior Transfer Date | Nov 27, 2007 |
| Prior Transfer Doc | 303980 |
| Record Updated | Jun 7, 2026 |
Source: Stanly County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,317.00 (+9.48%) | $120,850 (-) Land $42,457 Building $78,393 | $120,850 (-) Land $42,457 Building $78,393 |
| 2022 | $1,203.00 | $120,850 Land $42,457 Building $78,393 | $120,850 Land $42,457 Building $78,393 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 Locust Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Locust Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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