204 Lochside Dr, Cary, NC 27518 Property Records

Wake County property record for 204 Lochside Dr, Cary, NC 27518

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,363 sqft · built 1988
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Trust Names on File
Last Sale	$605,500 (Jul 2021)
Tax Bill	$6,890 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0772.03-12-5522-000`

Property Details

APN / Parcel Number

Primary APN	`0772.03-12-5522-000`
Alternative APNs	`0772.03-12-5522 0163841` `0772125522` `016384101` `0163841`

Interior

Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	19,166 sqft (0.44 acres)
Garage Area	660 sqft
Porch	Screened Porch
Porch Area	488 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0163841
Street Address	204 LOCHSIDE DR
City	CARY
State	NC
Zip	27518-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12P
Legal Description	LO545 LOCHMERE SUB PH10A BM1987-00931
Legal Subdivision	LOCHMERE SUB PH10A
Legal Phase	10A
Legal Lot Number	545
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	2
Census Block	2008
Census Tract	53004

Owner

204 Lochside Dr is owner-occupied and held in a trust since December 2024.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Trust Names on File
Mailing Address	204 LOCHSIDE DR, CARY, NC 27518-9780
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Jun 14, 1988 · Amount on File
Deed Book / Page	18588 / 593
Last Transfer Date	Dec 12, 2024
Transfer Doc	019786/923
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 7, 2021
Property Address	204 LOCHSIDE DR, CARY, NC 27518-9780
Document Number	185880593
Book / Page	18588 / 593
Map Reference	MB 1987 PG 931
Instrument Date	Jul 6, 2021
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4030 CARDINAL AT NORTH HILLS ST APT 332, 4030, RALEIGH, NC 27609-2623

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18588596
Date	Jul 7, 2021
Instrument	18588/596

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 204 Lochside Dr was $6,890.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,890.00	$801,595 Land $270,000 Building $531,595	$801,595 Land $270,000 Building $531,595
2023	$5,039.00	$500,965 Land $175,000 Building $325,965	$500,965 Land $175,000 Building $325,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Lochside Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2014–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Lochside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20