Wake County property record for 202 Lochside Dr, Cary, NC 27518
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,855 sqft · built 1988 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $802,500 (Oct 2025) |
| Tax Bill | $6,025 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0772.03-12-6524 0163840 |
| Primary APN | 0772.03-12-6524 0163840 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,855 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 660 sqft |
| Porch | Porch |
| Porch Area | 287 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0163840 |
|---|---|
| Old Parcel Number | 016384001 |
| Street Address | 202 LOCHSIDE DR |
| City | CARY |
| State | NC |
| Zip | 27518-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12P |
| Legal Description | LO544 LOCHMERE SUB PH10A BM1987-931 |
| Legal Township | 18 |
| Legal Subdivision | LOCHMERE SUB |
| Legal Phase | 10A |
| Legal Lot Number | 544 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | SWIFT CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 53004 |
202 Lochside Dr is owned and occupied by an individual who bought it in October 2025.
Source: Wake County records, as of November 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 202 LOCHSIDE DR, CARY, NC 27518-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Warranty Deed, Transfer |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTH ST BK |
| Dec 4, 2018 | Warranty Deed, Transfer · Conventional with PMI NORTH ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on File |
| Deed Sale | Oct 29, 2025 · Amount on File |
| Prior Sale | Dec 4, 2018 · Amount on File |
| Deed Document Number | 0200532501 |
| Deed Book / Page | 20053 / 2501 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 29, 2025 |
| Property Address | 202 LOCHSIDE DR, CARY, NC 27518-9780 |
| Document Number | 20053/2501 |
| Book / Page | 20053 / 2501 |
| Map Reference | MB 1987 PG 931 |
| Instrument Date | Oct 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 LOCHSIDE DR, CARY, NC 27518-9780 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 202 LOCHSIDE DR, CARY, NC 27518-9780 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18357/1705 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 18357/1705 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 202 LOCHSIDE DR, CARY, NC 27518-9780 |
| Document Number | 175832782 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 202 LOCHSIDE DR CARY NC 275189780, CARY, NC 27518-9780 |
| Document Number | 175832782 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 017583/002782 |
| Name | NORTH ST BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Dec 4, 2018 |
| Property Address | 202 LOCHSIDE DR, CARY, NC 27518-9780 |
| Document Number | 173081819 |
| Book / Page | 017308 / 001819 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 202 LOCHSIDE DR CARY NC 275189780, CARY, NC 27518-9780 |
| Document Number | 173081821 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 017308/001821 |
| Name | NORTH ST BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2048 |
The 2025 property tax bill for 202 Lochside Dr was $6,025.
Source: Wake County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,025.00 | $700,728 Land $270,000 Building $430,728 | |
| 2024 | $700,728 (+60.57%) Land $270,000 Building $430,728 | ||
| 2023 | $4,392.00 | $436,395 Land $157,500 Building $278,895 | $436,395 Land $157,500 Building $278,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Lochside Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2014–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Lochside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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