204 Kennicott Dr, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 204 Kennicott Dr, Cottleville, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,246 sqft · built 2020
Lot Size	0.246 acres (10,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,092 (Apr 2021)
Tax Bill	$6,943 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T192500056`

Property Details

APN / Parcel Number

Primary APN	`T192500056`
Alternative APN	`3-0018-C741-00-0022.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,246 sqft Living Area
Gross Area	4,668 sqft
1st Floor Area	1,824 sqft
Basement Area	1,422 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Stone
Lot Area	10,729 sqft (0.246 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T192500056
Street Address	204 KENNICOTT DR
City	SAINT CHARLES
State	MO
Zip	63304-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERBROOKE SUBD LOT 22
Legal Subdivision	WINTERBROOKE SUBD
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1028
Census Tract	311740

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 KENNICOTT DR, SAINT CHARLES, MO 63304-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Apr 16, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CF BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	202133955
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	204 KENNICOTT DR, SAINT CHARLES, MO 63304-7700
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 KENNICOTT DR, SAINT CHARLES, MO 63304-7700

Mortgage

Document Number	0000006565
Date	Feb 1, 2022
Instrument	2022R-006565

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 16, 2021
Property Address	204 KENNICOTT DR, SAINT CHARLES, MO 63304-7700
Document Number	0000033955
Map Reference	MB 50 PG 199
Instrument Date	Apr 16, 2021
Instrument	2021R-033955
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RESEARCH PARK DR # DR130, 4, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 KENNICOTT DR, COTTLEVILLE, MO 63304-7700

Mortgage

Document Number	0000033956
Date	Apr 16, 2021
Instrument	2021R-033956

Lender

Name	CF BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,958 (-)	$594,517 (-) Building $594,517
2025	$6,943.00 (+11.27%)	$112,958 (+12.28%)	$594,517 (+12.28%) Building $594,517
2024	$6,240.00
2023		$100,605
2022			$529,504 Land $70,000 Building $459,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: i3 Broadband.

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