215 Kennicott Dr, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 215 Kennicott Dr, Cottleville, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 2019
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2019)
Tax Bill	$6,239 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T192500048`

Property Details

APN / Parcel Number

Primary APN	`T192500048`
Alternative APN	`3-0018-C741-00-0014.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	2,180 sqft
Basement Area	2,180 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,110 sqft (0.278 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T192500048
Street Address	215 KENNICOTT DR
City	SAINT CHARLES
State	MO
Zip	63304-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINTERBROOKE SUBD LOT 14
Legal Subdivision	WINTERBROOKE SUBD
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1023
Census Tract	311740

Owner

215 Kennicott Dr is owned and occupied by two individuals who acquired it in February 2026.

Source: St. Charles County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 KENNICOTT DR, SAINT CHARLES, MO 63304-7705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK
Feb 10, 2026	Beneficiary Deed, Transfer
Dec 30, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Deed Document Number	2019748710
Deed Book / Page	7207 / 17
Last Transfer Date	Feb 10, 2026
Transfer Doc	0000006172
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	215 KENNICOTT DR, COTTLEVILLE, MO 63304-7705
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 KENNICOTT DR, COTTLEVILLE, MO 63304-7705

Mortgage

Document Number	0000060335
Date	Nov 7, 2022
Instrument	2022R-060335

Lender

Name	CNB ST LOUIS BANK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 10, 2026
Property Address	215 KENNICOTT DR, COTTLEVILLE, MO 63304-7705
Document Number	0000006172
Map Reference	MB 50 PG 199
Instrument Date	Feb 10, 2026
Instrument	2026R-006172
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	215 KENNICOTT DR, COTTLEVILLE, MO 63304-7705

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 30, 2019
Property Address	215 KENNICOTT DR, SAINT CHARLES, MO 63304-7705
Document Number	0072070017
Book / Page	7207 / 0017
Map Reference	MB 50 PG 199
Instrument Date	Dec 18, 2019
Instrument	20191230000748710
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 KENNICOTT DR, SAINT CHARLES, MO 63304-7705

Mortgage

Document Number	20191230000748720
Date	Dec 30, 2019
Instrument	20191230000748720

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,709	$593,207 Land $100,000 Building $493,207
2024	$6,239.00
2023		$100,582
2022			$529,378 Land $70,000 Building $459,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 Kennicott Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Kennicott Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Verizon.

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