Santa Cruz County property record for 204 Highland Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,629 sqft · built 1969 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,610,000 (Jun 2026) |
| Tax Bill | $17,674 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-221-03 |
| Primary APN | 042-221-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 204 HIGHLAND DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-4 |
| Legal Subdivision | APTOS BEACH CC PROPERTIES |
| Legal Block | 46 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 042-221-03
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2026 | Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION |
| Mar 11, 2024 | Intrafamily Transfer, Transfer |
| Dec 29, 2023 | Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| May 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SHAIN MERCER |
| Feb 28, 2023 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2023 · Amount on Record |
| Deed Document Number | 202614138 |
| Prior Transfer Date | Feb 23, 2024 |
| Prior Transfer Doc | 0000004479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 23, 2026 |
| Property Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Document Number | 0000014138 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202614138 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Document Number | 0000014139, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202614139 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 11, 2024 |
| Property Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Document Number | 0000004479 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2024-0004479 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 29, 2023 |
| Property Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Document Number | 0000025273 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2023-0025273 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Document Number | 0000025274 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2023-0025274 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 80 TECHNOLOGY DR 210, 210, IRVINE, CA 92618-2301 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008364 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023-0008364 |
| Name | SHAIN MERCER |
|---|---|
| Type | Private Party |
| Address | 19900 MACARTHUR BLVD STE 890, IRVINE, CA 92612 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 28, 2023 |
| Property Address | 204 HIGHLAND DR, APTOS, CA 95003-4615 |
| Document Number | 0000003430 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023-0003430 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,947.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 TECHNOLOGY DR # 210, 210, IRVINE, CA 92618-2301 |
| Investor | Possibly a Property Investor |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,456,560 (+2%) Land $1,019,592 Building $436,968 | ||
| 2025 | $17,674.00 (+102.89%) | $1,428,000 (+107.36%) Land $999,600 Building $428,400 | |
| 2023 | $8,711.00 (+2.34%) Homeowner's exemption | $688,673 Land $454,384 Building $234,289 | $1,588,320 |
| 2022 | $8,512.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 7 (2023) |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.
Based on FCC filings for 712 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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