Santa Cruz County property record for 215 Highland Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,751 sqft · built 1959 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,400,000 (May 2007) |
| Tax Bill | $22,736 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-233-31 |
| Primary APN | 042-233-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,751 sqft Living Area |
| Gross Area | 2,231 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 12,763 sqft (0.293 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 1,417 sqft |
| Patio Area | 1,417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 215 HIGHLAND DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-4 |
| Legal Subdivision | APTOS BCH CNTRY CLB PROPS 06 |
| Legal Lot Number | 25,26 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 042-233-31
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 HIGHLAND DR, APTOS, CA 95003-4614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 24, 2018 | Quit Claim Deed, Transfer FINANCE OF AMERICA REVERSE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2007 · Amount on Record |
| Deed Sale | May 08, 2007 · Amount on Record |
| Prior Sale | Dec 04, 2006 · Amount on Record |
| Deed Document Number | 200725674 |
| Last Transfer Date | May 04, 2018 |
| Transfer Doc | 0000015849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 215 HIGHLAND DR, APTOS, CA 95003-4614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 215 HIGHLAND DR, APTOS, CA 95003-4614 |
| Document Number | 0000043705 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-0043705 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 873 Months |
| Due | May 16, 2094 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 24, 2018 |
| Property Address | 215 HIGHLAND DR, APTOS, CA 95003-4614 |
| Document Number | 0000015849 |
| Instrument Date | May 04, 2018 |
| Instrument | 15849 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 215 HIGHLAND DR APTOS CA 950034614, APTOS, CA 95003-4614 |
| Document Number | 15850 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 15850 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount Recorded |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,913,224 (+2%) Land $1,530,579 Building $382,645 | ||
| 2025 | $22,736.00 (+7.52%) Homeowner's exemption | $1,875,710 (+4.04%) Land $1,500,568 Building $375,142 | |
| 2024 | $21,146.00 (+1.81%) | ||
| 2023 | $20,770.00 (+1.99%) Homeowner's exemption | $1,802,874 Land $1,442,299 Building $360,575 | $1,685,430 |
| 2022 | $20,365.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 7 (2023) |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.
Based on FCC filings for 712 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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