204 Greenleaf Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 204 Greenleaf Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,565 sqft · built 1987
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jul 2026)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9566848780`

Property Details

APN / Parcel Number

Primary APN	`9566848780`
Alternative APNs	`00956684878055` `9935611`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,565 sqft Heated Area
1st Floor Area	2,492 sqft
Basement Area	1,026 sqft
Finished Basement	721 sqft
Unfinished Basement	305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	350 sqft
Canopy	19 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9935611
Street Address	204 GREENLEAF DR
City	FLAT ROCK
State	NC
Zip	28731-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9935611~R-
Legal Description	#17 KENMURE SEC F PH I PHI SEF
Legal Subdivision	KENMURE (2277)
Legal Phase	1
Legal Block	84
Legal Lot Number	8780
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	931500

Owner

Source: Henderson County records · APN 9566848780

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 GREENLEAF DR, FLAT ROCK, NC 28731-9584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Deed Document Number	20261053323
Deed Book / Page	4470 / 578
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 28, 2026
Property Address	204 GREENLEAF DR, FLAT ROCK, NC 28731-9584
Document Number	0001053323
Book / Page	4470 / 578
Instrument Date	Jul 22, 2026
Instrument	20261053323
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$126,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GREENLEAF DR, FLAT ROCK, NC 28731-9584

Mortgage

Document Number	0001053324,
Date	Jul 28, 2026
Instrument	20261053324

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,200 (+1.26%) Land $114,100 Building $587,100
2025	$3,022.00
2023		$692,500 Land $114,100 Building $578,400	$701,200 Land $114,100 Building $587,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 74 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.