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109 Greenleaf Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 109 Greenleaf Dr, Flat Rock, NC 28731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,752 sqft · built 1985
Lot Size2.63 acres (114,563 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Jan 2022)
Tax Bill$3,216 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9566932784

Property Details

APN / Parcel Number

Primary APN9566932784
Alternative APNs
  • 00956693278455
  • 9966184

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area3,752 sqft Heated Area
1st Floor Area2,292 sqft
Upper Floors Area688 sqft
Basement Area458 sqft
Finished Basement458 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area114,563 sqft (2.63 acres)
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area357 sqft
Deck Area468 sqft
Patio Area310 sqft
Balcony Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9966184
Street Address109 GREENLEAF DR
CityFLAT ROCK
StateNC
Zip28731-9702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#18,#19 SEC G KENMURE SEG
Legal SubdivisionKENMURE (2277)
Legal Block93
Legal Lot Number2784
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group2
Census Block2046
Census Tract931500

Owner

Source: Henderson County records · APN 9566932784

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 GREENLEAF DR, FLAT ROCK, NC 28731-9702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2022 · Amount on Record
Deed SaleJan 13, 2022 · Amount on Record
Deed Document Number2022971515
Deed Book / Page3852 / 613
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJan 13, 2022
Property Address109 GREENLEAF DR, FLAT ROCK, NC 28731-9702
Document Number0038520613
Book / Page3852 / 613
Instrument DateJan 13, 2022
Instrument971515
Transaction TypeTransfer
Record UpdatedFeb 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3O8 DIXON DR, 3O8, HENDERSONVILLE, NC 28792

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 GREENLEAF DR, FLAT ROCK, NC 28731-9702

Mortgage

Document Number0000971517
DateJan 13, 2022
Instrument971517
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$746,400 (-) Land $132,100 Building $614,300
2025$3,216.00
2023$746,400 Land $132,100 Building $614,300$746,400 Land $132,100 Building $614,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899315002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies22 units insured
12 under condo master policies
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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