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204 Emerald Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 204 Emerald Dr, Gaffney, SC 29341 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2013
Square Footage2,965 sqft Living Area
Lot Size118,048 sqft (2.71 acres)
Garage602 sqft
OccupancyOwner Occupied
Last Sale$380,000 (2018)
Tax Bill$1,885.00 (2025)

Property Details

APN / Parcel Number

Primary APN026871-23-3
Alternative APNs
  • 0780000019020 00009271
  • 078-00-00-019.020
  • 026727223

Interior

Building Area2,965 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer Exterior
Lot Area118,048 sqft (2.71 acres)
Parking Spaces2 Parking Spaces
Garage Area602 sqft Garage

Location & Zoning

Street Address204 EMERALD DR
CityGAFFNEY
StateSC
Zip29341-3756
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description204 EMERALD DR LT#20 & 19/JOIN FM EDGE $380000
Legal SubdivisionSTERLING LAKE SUBDIVISION, PHASE I
Legal TractPD
Legal Lot Number20
JurisdictionCHEROKEE SC
Minor Civil DivisionGAFFNEY
Census Blockgroup3
Census Block3012
Census Tract970203

Owner

Source: Cherokee County records · APN 026871-23-3

Assessment roll updated November 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 EMERALD DR, GAFFNEY, SC 29341-3756
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage
BANK OF AMERICA
May 29, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BENCHMARK MTG
Sep 25, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleSep 25, 2017 · Amount on Record
Deed Doc Number20182608
Deed Book / Page103 / 2523
Prior Transfer DateSep 20, 2017
Prior Transfer Doc0000971895
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address204 EMERALD DR # 20, 20, GAFFNEY, SC 29341-3756
Document Number0001341025
Instrument DateApr 26, 2021
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 EMERALD DR GAFFNEY SC 293413756, GAFFNEY, SC 29341-3756

Mortgage

Document Number0001341025
DateMay 07, 2021
Book Page000134/001025
Instrument2756
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueMay 06, 2051

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateMay 29, 2018
Property Address204 EMERALD DR # 20, 20, GAFFNEY, SC 29341-3756
Document Number0001032523
Book / Page000103 / 002523
Instrument DateMay 25, 2018
Instrument2608
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,406.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 EMERALD DR GAFFNEY SC 293413756, GAFFNEY, SC 29341-3756

Mortgage

Document Number1032525
DateMay 29, 2018
Book Page000103/002525
Instrument2609
Lender
NameBENCHMARK MTG
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 28, 2048

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE SC
Recording DateSep 25, 2017
Property Address204 EMERALD DR # 20, 20, GAFFNEY, SC 29341-3756
Document Number0000971895
Book / Page000097 / 001895
Instrument DateSep 20, 2017
Instrument4649
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address204 EMERALD DR GAFFNEY SC 293413756, GAFFNEY, SC 29341-3756

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,885.00 (+19.53%) Homeowner's exemption$15,150 (-) Land $2,600 Building $12,550$378,700 (-) Land $65,000 Building $313,700
2023$1,577.00$15,150 Land $2,600 Building $12,550$378,700 Land $65,000 Building $313,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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