114 Emerald Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 114 Emerald Dr, Gaffney, SC 29341

Property Summary

Property TypeSingle Family Home
Details3,784 sqft · built 2009
Lot Size1.64 acres (71,438 sqft)
Owner2 Individual Names on Record
Last Sale$33,000 (Dec 2006)
Tax Bill$1,965 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN027267-23-3

Property Details

APN / Parcel Number

Primary APN027267-23-3
Alternative APNs
  • 0780000019022 00009273
  • 078-00-00-019.022
  • 027120223

Interior

Stories2 Stories
Building Area3,784 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Exterior MaterialBrick Veneer
Lot Area71,438 sqft (1.64 acres)
Garage Area731 sqft
Parking Spaces3 Parking Spaces
PorchPorch

Location & Zoning

Old Parcel Number0780000019022 00009273
Street Address114 EMERALD DR
CityGAFFNEY
StateSC
Zip29341-3755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description114 EMERALD DR LT#22 FM BROGDEN $33000 ADDRESS CHGD PER RETRN A NOTE
Legal SubdivisionSTERLING LAKES SUB
Legal TractPD
Legal Lot Number22
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group3
Census Block3012
Census Tract970203

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 EMERALD DR, GAFFNEY, SC 29341-3755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2006 · Amount on Record
Deed SaleDec 29, 2006 · Amount on Record
Deed Document Number08382
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address114 EMERALD DR # 22, 22, GAFFNEY, SC 29341-3755
Document Number0001072190
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 EMERALD DR GAFFNEY SC 293413755, GAFFNEY, SC 29341-3755

Mortgage

Document Number0001072190
DateNov 1, 2018
Book Page000107/002190
Instrument5338
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 31, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,965.00 (+19.45%) Homeowner's exemption$15,800 (-) Land $1,400 Building $14,400$395,000 (-) Land $35,000 Building $360,000
2023$1,645.00$15,800 Land $1,400 Building $14,400$395,000 Land $35,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

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