204 Elm St, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 204 Elm St, Delanson, NY 12053

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,763 sqft · built 1880
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2022)
Tax Bill	$4,213 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422001 75.27-2-14.1`

Property Details

APN / Parcel Number

Primary APN	`422001 75.27-2-14.1`
Alternative APN	`200107502700020140010000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,763 sqft Living Area
1st Floor Area	1,027 sqft
2nd Floor Area	736 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	204 ELM ST
City	DELANSON
State	NY
Zip	12053-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	14.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	DUANESBURG
Census Block Group	3
Census Block	3055
Census Tract	33102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Delanson Historic District listed 1984 · 31 contributing resources · National Historic Landmark (designated 1965) · NRIS 84003181

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Duanesburg Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 ELM ST, DELANSON, NY 12053-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 29, 2022	Deed, Transfer · FHA Mortgage SUNMARK FCU
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Nov 24, 1999 · Amount on Record
Deed Document Number	202252036
Deed Book / Page	2093 / 985
Prior Transfer Date	Sep 8, 2011
Prior Transfer Doc	0000037678
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	204 ELM ST, DELANSON, NY 12053-1516
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	SANDS ABSTRACT LLC, SANDS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ELM ST, DELANSON, NY 12053-1516

Mortgage

Document Number	0000067861
Date	Dec 1, 2023
Book Page	5345/612
Instrument	202367861

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 29, 2022
Property Address	204 ELM ST, DELANSON, NY 12053-1516
Document Number	0000052036
Book / Page	2093 / 985
Instrument Date	Sep 26, 2022
Instrument	202252036
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	3G TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 SENECA AVE, BROADALBIN, NY 12025-1782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ELM STREET, DUANESBURG, NY 12056

Mortgage

Document Number	0000052037
Date	Sep 29, 2022
Book Page	5260/479
Instrument	202252037

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	204 ELM ST, DELANSON, NY 12053-1516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029314
Date	Jun 29, 2017
Book Page	4770/199
Instrument	201729314

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Duanesburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Duanesburg Town
Municipality	Delanson Village
Unified School District	Duanesburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,213.00 (+171.98%)	$34,600 (-) Land $1,000 Building $33,600	$164,762 (+11.9%) Land $4,762 Building $160,000
2023		$34,600 (-) Land $1,000 Building $33,600	$147,234 (+10.64%) Land $4,255 Building $142,979
2022		$34,600 Land $1,000 Building $33,600	$133,077 Land $3,846 Building $129,231
2021	$1,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1984–2011)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELANSON VILLAGE WATER WORKS serves 380 people · EPA ID NY4600064
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jan 2022 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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