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162 Elm St, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 162 Elm St, Delanson, NY 12053 · Last verified August 2026

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,841 sqft · built 1895
Lot Size0.225 acres (9,800 sqft)
OwnerIndividual Name on File
Last Sale$354,000 (May 2023)
Tax Bill$9,008 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422001 75.27-2-10

Property Details

APN / Parcel Number

Primary APN422001 75.27-2-10
Alternative APN
  • 200107502700020100000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,841 sqft Total Area
1st Floor Area1,096 sqft
2nd Floor Area745 sqft
Basement Area600 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions196 ft deep x 50 ft wide
PorchSlab
Porch Area480 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address162 ELM ST
CityDELANSON
StateNY
Zip12053-1514
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block2
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionDUANESBURG
Census Block Group3
Census Block3055
Census Tract33102

Owner

Source: Schenectady County and Duanesburg Town records · APN 422001 75.27-2-10

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address162 ELM ST, DELANSON, NY 12053-1514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF SCOTIA
Jun 18, 2019Warranty Deed, Transfer · FHA Mortgage
SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleJun 18, 2019 · Amount on Record
Deed Document Number202329008
Deed Book / Page2108 / 461
Prior Transfer DateJun 14, 2019
Prior Transfer Doc0000027574
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address162 ELM ST, DELANSON, NY 12053-1514
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyNEW YORK BANKERS TITLE AGENCY W, NEW YORK BANKERS TTL AGCY WE

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 ELM ST, DELANSON, NY 12053-1514

Mortgage

Document Number0000059865
DateNov 29, 2021
Book Page5172/698
Instrument202159865
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueDec 01, 2046

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 18, 2019
Property Address162 ELM ST, DELANSON, NY 12053-1514
Document Number0000027574
Book / Page2013 / 213
Instrument DateJun 14, 2019
Instrument201927574
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$856.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address162 ELM ST, 162, DELANSON, NY 12053-1514

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 51, DELANSON, NY 12053-0051

Mortgage

Document Number0000027575
DateJun 18, 2019
Instrument201927575
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Duanesburg Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionDuanesburg Town
MunicipalityDelanson Village
Unified School DistrictDuanesburg Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,008.00 (+209.02%)$75,000 (+54.64%) Land $2,000 Building $73,000$357,143 (+73.05%) Land $9,524 Building $347,619
2023$48,500 (-) Land $1,000 Building $47,500$206,383 (+10.64%) Land $4,255 Building $202,128
2022$48,500 Land $1,000 Building $47,500$186,538 Land $3,846 Building $182,692
2021$2,915.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930331023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1984–2011)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene
Claims By Storm
  • Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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