204 Edwards St, Cornelia, GA 30531 Property Records

Habersham County property record for 204 Edwards St, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,968 sqft · built 1960
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Tax Bill$2,885 (2026)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN087C047

Property Details

APN / Parcel Number

Primary APN087C047
Alternative APNs
  • 649766
  • 396868

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,968 sqft Heated Area
Gross Area2,048 sqft
1st Floor Area1,968 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeHip
Roof MaterialWood Shingle
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions128 ft deep x 91 ft wide

Exterior Amenities

Pool Area900 sqft
PorchSlab
Porch Area80 sqft
Shed1 Shed
Shed Area448 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number396868
Street Address204 EDWARDS ST
CityCORNELIA
StateGA
Zip30531-2813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description10-150 137 YPB 3-38 673-235
Legal SubdivisionYONAH VIEW HOMESITES
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1034
Census Tract604

Owner

Source: Habersham County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address204 EDWARDS ST, CORNELIA, GA 30531-2813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Recording DateJun 28, 2026
Property Address204 EDWARDS ST, CORNELIA, GA 30531-2813
Document Number1438000186
Book / Page1438 / 186
Instrument DateJun 22, 2026
Transaction TypeMortgage
Record UpdatedAug 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 RUDDY CT, HAVRE DE GRACE, MD 21078-4250

Mortgage

Document Number1438000186,
DateJun 28, 2026
Book Page1438/186
Lender
NameMORTGAGE RESEARCH
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,885.00 (-3.74%) Homeowner's exemption$98,845 (+7.77%) Land $12,849 Building $85,996$247,113 (+7.77%) Land $32,122 Building $214,991
2025$2,997.00 Homeowner's exemption$91,722 (+30.78%) Land $12,849 Building $78,873$229,304 (+30.78%) Land $32,122 Building $197,182
2023Homeowner's exemption$70,136 (+19.98%) Land $7,864 Building $62,272$175,340 (+19.98%) Land $19,660 Building $155,680
2022Homeowner's exemption$58,456 Land $6,292 Building $52,164$146,140 Land $15,730 Building $130,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Cable · DSL
1,000 / 25
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Point Broadband, TrailWave.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edwards St

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