204 Ebenezer N, Palmer, TX 75152 Property Records

Ellis County property record for 204 Ebenezer N, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,931 sqft · built 2005
Lot Size	9.81 acres (427,498 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R219349`

Property Details

APN / Parcel Number

Primary APN	`R219349`
Alternative APNs	`00296200001000110` `219349`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,931 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	2,931 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	427,498 sqft
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	105 sqft
Patio Area	597 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	204 EBENEZER N
City	PALMER
State	TX
Zip	75152-8211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CHISOLM PLACE 9.814 AC
Legal Subdivision	CHISOLM PLACE
Legal Lot Number	10
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1030
Census Tract	60105

Owner

Source: Ellis County records · APN R219349

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 EBENEZER N, PALMER, TX 75152-8211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 23, 2020
Transfer Doc	0000023831
Record Updated	Sep 20, 2026

July 2020: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	ELLIS TX
Recording Date	Jul 16, 2020
Property Address	204 EBENEZER N, PALMER, TX 75152-8211
Document Number	0000023831
Instrument Date	May 23, 2020
Instrument	23831
Transaction Type	Construction Loan
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 EBENEZER N PALMER TX 751528211, PALMER, TX 75152-8211

Mortgage

Document Number	23832
Date	Jul 16, 2020
Instrument	23832

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.15%

Mortgage

Document Number	23833,
Date	Jul 16, 2020
Instrument	23833

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.15%

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,519 (+6.31%) Land $280,000 Building $360,519	$640,519 (+6.31%) Land $280,000 Building $360,519
2025	$2,572.00 (-26.95%) Homeowner's exemption Senior Citizen's exemption	$602,502 (-4.95%) Land $280,000 Building $322,502	$602,502 (-4.95%) Land $280,000 Building $322,502
2024	$3,521.00 (+8.34%)
2023	$3,250.00 (-39.48%) Homeowner's exemption Senior Citizen's exemption	$633,892 Land $250,000 Building $383,892	$633,892 Land $250,000 Building $383,892
2018	$5,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
FiberFly Fixed Wireless	100 / 30

May also be available: 3 Rooms Communications.

Based on FCC filings for 11 locations within half a mile of this property.

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