120 Ebenezer N, Palmer, TX 75152 Property Records

Ellis County property record for 120 Ebenezer N, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,526 sqft · built 2017
Lot Size	2.38 acres (103,760 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,132 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R219363`

Property Details

APN / Parcel Number

Primary APN	`R219363`
Alternative APNs	`00296200000600110` `219363`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	2,526 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,760 sqft
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	208 sqft
Patio Area	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 EBENEZER N
City	PALMER
State	TX
Zip	75152-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 CHISOLM PLACE 2.382 AC
Legal Subdivision	CHISOLM PLACE
Legal Lot Number	6
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1030
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 EBENEZER N, PALMER, TX 75152-8252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer TRULY TITLE INC, TRULY TITLE
May 18, 2018	Loan Modification, Mortgage GATEWAY MTG
Oct 19, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GATEWAY MTG
Aug 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 27, 2023
Property Address	120 EBENEZER N, PALMER, TX 75152-8252
Document Number	0002328870
Map Reference	CAB E SL 37
Instrument Date	Sep 14, 2023
Instrument	2328870
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 213, PALMER, TX 75152-0213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 EBENEZER N, PALMER, TX 75152-8252
Investor	Possibly a Property Investor

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	120 EBENEZER N, PALMER, TX 75152-8252
Document Number	0000017235
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 EBENEZER N PALMER TX 75152, PALMER, TX 75152

Mortgage

Document Number	0000017235
Date	Jun 18, 2018
Instrument	17235

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 19, 2017
Property Address	120 EBENEZER N, PALMER, TX 75152-8252
Instrument Date	Oct 17, 2017
Instrument	29914
Transaction Type	Construction Loan
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	503 W JEFFERSON ST PALMER TX 751529637, PALMER, TX 75152-9637

Mortgage

Document Number	0000029914
Date	Oct 19, 2017
Instrument	29914

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	6%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 7, 2017
Property Address	120 EBENEZER N, PALMER, TX 75152-8252
Document Number	0000022187
Instrument Date	Aug 4, 2017
Instrument	22187
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 213 PALMER TX 751520213, PALMER, TX 75152-0213

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,356 (+1.04%) Land $175,000 Building $435,356	$610,356 (+1.04%) Land $175,000 Building $435,356
2025	$6,132.00 (-11.63%) Homeowner's exemption Senior Citizen's exemption	$604,095 (+9.84%) Land $160,000 Building $444,095	$604,095 (+9.84%) Land $160,000 Building $444,095
2024	$6,939.00 (+44.17%)
2023	$4,813.00 (-9.58%) Homeowner's exemption	$550,000 (+27.88%) Land $140,000 Building $410,000	$550,000 (+27.88%) Land $140,000 Building $410,000
2022	$5,323.00 (+39.93%) Homeowner's exemption	$430,084 Land $110,000 Building $320,084	$430,084 Land $110,000 Building $320,084
2018	$3,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
fiberfly Fixed Wireless	100 / 30

May also be available: Wi-Five Broadband.

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