204 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 204 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1915
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,500 (Jul 2023)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`210-23444-0-0000`

Property Details

APN / Parcel Number

Primary APN	`210-23444-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	2,377 sqft
1st Floor Area	772 sqft
Upper Floors Area	580 sqft
Basement Area	580 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	440 sqft
Porch	Slab
Porch Area	445 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 E MAIN ST
City	EPHRATA
State	PA
Zip	17522-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	VILLAGE OF BROWNSTOWN
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST EARL
Census Block Group	2
Census Block	2015
Census Tract	13001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 E MAIN ST, EPHRATA, PA 17522-5045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 24, 2019	Deed of Trust, Mortgage · Line of Credit PSE CU
Nov 30, 2018	Grant Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20236746471
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 28, 2023
Property Address	204 E MAIN ST, EPHRATA, PA 17522-5045
Document Number	0006746471
Instrument Date	Jul 28, 2023
Instrument	6746471
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 E MAIN ST, EPHRATA, PA 17522-5045

Mortgage

Document Number	0006746472
Date	Jul 28, 2023
Instrument	6746472

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	204 E MAIN ST, EPHRATA, PA 17522-5045
Document Number	0006478565
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E MAIN ST BROWNSTOWN PA 175085068, BROWNSTOWN, PA 17508-5068

Mortgage

Document Number	0006478565
Date	Sep 10, 2019
Instrument	6478565

Lender

Name	PSE CU
Type	Credit Union
Address	HARRISBURG, PA 17106-7013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2039

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 30, 2018
Property Address	204 E MAIN ST, EPHRATA, PA 17522-5045
Document Number	0006431247
Instrument Date	Nov 30, 2018
Instrument	6431247
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 E MAIN ST BROWNSTOWN PA 175085068, BROWNSTOWN, PA 17508-5068

Mortgage

Document Number	6431248
Date	Nov 30, 2018
Instrument	6431248

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Earl Township
Unified School District	Conestoga Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,000 (-) Land $39,900 Building $67,100	$107,000 (-) Land $39,900 Building $67,100
2025	$2,176.00 (+2.21%)
2024	$2,129.00 (+6.72%)	$107,000 (-) Land $39,900 Building $67,100
2023	$1,995.00	$107,000 Land $39,900 Building $67,100
2018			$107,000 Land $39,900 Building $67,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST EARL WATER AUTHORITY serves 4,327 people · EPA ID PA7360143
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Jan 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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