203 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 203 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,502 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$3,038 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`210-15980-0-0000`

Property Details

APN / Parcel Number

Primary APN	`210-15980-0-0000`
Alternative APN	`2109M9 2 11`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,158 sqft
Upper Floors Area	1,152 sqft
Basement Area	600 sqft
Finished Basement	192 sqft
Unfinished Basement	408 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Slate
Lot Area	10,890 sqft (0.25 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	148 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 E MAIN ST
City	MOUNT JOY
State	PA
Zip	17552-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	203 E MAIN ST
Legal Subdivision	JAMES E FIANT FINAL PLAN
Legal Lot Number	11
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST EARL
Census Block Group	2
Census Block	2008
Census Tract	13001

Owner

Source: Lancaster County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 803, BROWNSTOWN, PA 17508-0803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Jul 11, 2019	Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 23, 1998
Transfer Doc	0998095532
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	May 1, 2026
Property Address	203 E MAIN ST, MOUNT JOY, PA 17552-1515
Document Number	0000017029
Instrument Date	Apr 23, 2026
Instrument	202617029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PENN CHARTER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017029,
Date	May 1, 2026
Instrument	202617029

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	203 E MAIN ST, EPHRATA, PA 17522
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E MAIN ST, BROWNSTOWN, PA 17508-5068

Mortgage

Document Number	0006755232
Date	Sep 29, 2023
Instrument	6755232

Lender

Name	FULTON BANK NA
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER PA
Property Address	203 E MAIN ST, EPHRATA, PA 17522-2502
Document Number	0006475669
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E MAIN ST BROWNSTOWN PA 175085068, BROWNSTOWN, PA 17508-5068

Mortgage

Document Number	0006475669
Date	Aug 26, 2019
Instrument	6475669

Lender

Name	CITIZENS BK NA
Address	GLEN ALLEN, VA 23059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Earl Township
Unified School District	Conestoga Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,400 (-) Land $43,600 Building $105,800	$149,400 (-) Land $43,600 Building $105,800
2025	$3,038.00 (+2.19%)
2024	$2,973.00	$149,400 Land $43,600 Building $105,800
2018			$149,400 Land $43,600 Building $105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST EARL WATER AUTHORITY serves 4,327 people · EPA ID PA7360143
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Jan 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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