204 E Franklin St, Roachdale, IN 46172 Property Records

Putnam County property record for 204 E Franklin St, Roachdale, IN 46172

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 2015
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Jul 2023)
Tax Bill	$882 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`67-02-01-403-205.000-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-01-403-205.000-006`
Alternative APNs	`00350080000` `00000001774`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,466 sqft (0.378 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000001774
Street Address	204 E FRANKLIN ST
City	ROACHDALE
State	IN
Zip	46172-9074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	GRANTHAM'S 3RD LOTS 4, 5 & PT LOT 6 BLK H
Legal Subdivision	ELIJAH GRANTHAM S 3RD ADD
Legal Lot Number	4-5,6
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2031
Census Tract	956000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roachdale Historic District listed 2020 · 135 contributing resources · NRIS 100003187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Oct 18, 2022	Warranty Deed, Transfer
Jun 29, 2021	Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP
Jul 3, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Oct 18, 2022
Deed Document Number	20233149
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Jul 24, 2023
Property Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074
Document Number	0000003149
Map Reference	PB 3 PG 43
Instrument Date	Jul 21, 2023
Instrument	2023003149
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074

Mortgage

Document Number	0000003150
Date	Jul 24, 2023
Instrument	2023003150

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Oct 18, 2022
Property Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074
Document Number	0000005775
Map Reference	PB3 PG43
Instrument Date	Oct 18, 2022
Instrument	2022005775
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6688 E COUNTY ROAD 600 N, BAINBRIDGE, IN 46105-9401

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Jun 29, 2021
Property Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074
Document Number	0000004130
Map Reference	PB3 PG43
Instrument Date	Jun 25, 2021
Instrument	2021004130
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074

Mortgage

Document Number	0000004131
Date	Jun 29, 2021
Instrument	2021004131

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Jul 3, 2019
Property Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074
Document Number	0000003059
Map Reference	PB 3 PG 43
Instrument Date	Jul 1, 2019
Instrument	2019003059
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 E FRANKLIN ST, ROACHDALE, IN 46172-9074

Mortgage

Document Number	0000003061
Date	Jul 3, 2019
Instrument	2019003061

Lender

Name	FAIRWAY LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Municipality	Roachdale Town
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00 (-5.57%) Homeowner's exemption	$120,700 (+36.69%) Land $19,200 Building $101,500	$120,700 (+36.69%) Land $19,200 Building $101,500
2024	$934.00 (+134.09%)
2023		$88,300 (+16.8%) Land $19,400 Building $68,900	$88,300 (+16.8%) Land $19,400 Building $68,900
2022	$399.00	$75,600 Land $19,400 Building $56,200	$75,600 Land $19,400 Building $56,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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