DeKalb County property record for 109 E Cherokee Ave, Shabbona, IL 60550
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (May 2026) |
| Tax Bill | $4,079 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-15-432-016 |
| Primary APN | 13-15-432-016 |
|---|
| Lot Area | 8,640 sqft (0.198 acres) |
|---|---|
| Lot Dimensions | 144 ft deep x 60 ft wide |
| Account Number | 1315432016 |
|---|---|
| Street Address | 109 E CHEROKEE AVE |
| City | SHABBONA |
| State | IL |
| Zip | 60550-5163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 - BLK 25 - SHABBONA (ORIGINAL VILLAGE) |
| Legal Subdivision | SHABBONA (ORIGINAL VILLAGE) |
| Legal Block | 25 |
| Legal Lot Number | 7 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SHABBONA |
| Census Block Group | 1 |
| Census Block | 1110 |
| Census Tract | 1800 |
Source: DeKalb County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 E CHEROKEE AVE, SHABBONA, IL 60550-5163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on Record |
| Deed Sale | May 5, 2026 · Amount on Record |
| Prior Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 20263655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | May 5, 2026 |
| Property Address | 109 E CHEROKEE AVE, SHABBONA, IL 60550-5163 |
| Document Number | 0000003655 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.3655 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E CHEROKEE AVE, SHABBONA, IL 60550-5163 |
| Document Number | 0000003656, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026.3656 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | May 21, 2021 |
| Property Address | 109 E CHEROKEE AVE, SHABBONA, IL 60550-5163 |
| Document Number | 0000006654 |
| Map Reference | MB A PG 69 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021006654 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3442 CONCORD FAIRHAVEN RD, 3442, EATON, OH 45320-9311 |
| Name | Verified Name |
|---|---|
| Address | 109 E CHEROKEE AVE, SHABBONA, IL 60550-5163 |
| Document Number | 0000006655 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021006655 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Shabbona Township |
| Municipality | Shabbona Village |
| Unified School District | Indian Creek Community Unit District 425 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,793 (+16.56%) Land $9,588 Building $46,205 | $167,379 (+16.56%) Land $28,764 Building $138,615 | |
| 2024 | $4,079.00 | ||
| 2023 | $47,865 Land $8,226 Building $39,639 | $143,595 Land $24,678 Building $118,917 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–1997) |
| Most Recent Claim | Feb 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHABBONA serves 913 people · EPA ID IL0370450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AirCell Fiber · Fixed Wireless | 1,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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