204 E Charlotte St, Sterling, VA 20164 Property Records

Loudoun County property record for 204 E Charlotte St, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,032 sqft · built 1969
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jun 2006)
Tax Bill	$4,969 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-45-4470-000`

Property Details

APN / Parcel Number

Primary APN	`014-45-4470-000`
Alternative APN	`81 F6C 1596`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Basement
Garage Area	288 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	440 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	204 E CHARLOTTE ST
City	STERLING
State	VA
Zip	20164-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	STERLING PARK SEC.6 BLK.C LOT 1596 200606280056451 BROYHILLS ADDN
Legal Subdivision	BROYHILLS ADDN
Legal Block	C
Legal Lot Number	1596
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1007
Census Tract	611300

Owner

204 E Charlotte St is owned and occupied by an individual who acquired it in March 2014.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	204 E CHARLOTTE ST, STERLING, VA 20164-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2006 · Amount on File
Deed Sale	Jun 28, 2006 · Amount on File
Prior Sale	Oct 30, 1997 · Amount on File
Deed Document Number	200656451
Last Transfer Date	Mar 17, 2014
Transfer Doc	0000014098
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 6, 2019
Property Address	204 E CHARLOTTE ST, STERLING, VA 20164-2309
Document Number	20190806044929
Instrument Date	Aug 1, 2019
Instrument	44929
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E CHARLOTTE ST STERLING VA 201642309, STERLING, VA 20164-2309

Mortgage

Document Number	20190806044930
Date	Aug 6, 2019
Instrument	44930

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 204 E Charlotte St was $4,969, down 1.7% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,969.00 (-1.66%)	$617,290 (-1.66%) Land $235,300 Building $381,990	$617,290 (-1.66%) Land $235,300 Building $381,990
2025	$5,053.00	$627,720 Land $235,300 Building $392,420	$627,720 Land $235,300 Building $392,420
2023	$4,742.00	$542,050 Land $210,300 Building $331,750	$542,050 Land $210,300 Building $331,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 E Charlotte St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 E Charlotte St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20