Loudoun County property record for 102 E Charlotte St, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1969 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $427,000 (Jul 2020) |
| Tax Bill | $4,719 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Oct 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-45-0483-000 |
| Primary APN | 014-45-0483-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 102 E CHARLOTTE ST |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | STERLING PARK SEC.6 BLK.C LOT 1575 200403110022085 BROYHILLS ADDN |
| Legal Subdivision | BROYHILLS ADDN |
| Legal Block | C |
| Legal Lot Number | 1575 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 611300 |
102 E Charlotte St is owned and occupied by an individual who bought it in July 2020.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 E CHARLOTTE ST, STERLING, VA 20164-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MTG CORP |
| Oct 15, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional with PMI CITY LNDG |
| Jul 10, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on File |
| Deed Sale | Jul 29, 2020 · Amount on File |
| Prior Sale | Apr 24, 2003 · Amount on File |
| Deed Document Number | 202062133 |
| Prior Transfer Date | Sep 25, 2015 |
| Prior Transfer Doc | 0000065439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 29, 2020 |
| Property Address | 102 E CHARLOTTE ST, STERLING, VA 20164-2307 |
| Document Number | 20200729062133 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 62133 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 E CHARLOTTE ST STERLING VA 201642307, STERLING, VA 20164-2307 |
| Document Number | 20200729062134 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 62134 |
| Name | HOMESPIRE MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 102 E CHARLOTTE ST, STERLING, VA 20164-2307 |
| Document Number | 20191113070309 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 102 E CHARLOTTE ST STERLING VA 201642307, STERLING, VA 20164-2307 |
| Document Number | 20191113070309 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 70309 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 102 E CHARLOTTE ST, STERLING, VA 20164-2307 |
| Document Number | 20171107069925 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | 20171107069925 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 69925 |
| Name | CITY LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 10, 2017 |
| Property Address | 102 E CHARLOTTE ST, STERLING, VA 20164-2307 |
| Document Number | 20170710041758 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 41758 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 E CHARLOTTE ST STERLING VA 201642307, STERLING, VA 20164-2307 |
The 2026 property tax bill for 102 E Charlotte St was $4,719.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,719.00 | $586,240 Land $233,800 Building $352,440 | $586,240 Land $233,800 Building $352,440 |
| 2023 | $4,432.00 | $506,580 Land $208,800 Building $297,780 | $506,580 Land $208,800 Building $297,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 E Charlotte St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 102 E Charlotte St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures