Kane County property record for 204 Crane Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,076 sqft · built 1994 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $497,000 (May 2005) |
| Tax Bill | $14,606 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-231-007 |
| Primary APN | 09-21-231-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,076 sqft Living Area |
| Basement Area | 1,233 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 204 CRANE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 OF UNIT NO 3, RED GATE, ST CHARLES |
| Legal Subdivision | RED GATE |
| Legal Block | 4 |
| Legal Lot Number | 74 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 852103 |
204 Crane Rd is owned and occupied by two individuals who bought it in May 2005.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 CRANE RD, SAINT CHARLES, IL 60175-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2005 · Amount on File |
| Deed Sale | May 24, 2005 · Amount on File |
| Prior Sale | Sep 11, 2001 · Amount on File |
| Deed Document Number | 200558070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 204 CRANE RD, SAINT CHARLES, IL 60175-5600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000095416 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021K095416 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 204 CRANE RD, SAINT CHARLES, IL 60175-5600 |
| Document Number | 0000031470 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 204 CRANE RD ST CHARLES IL 601755600, ST CHARLES, IL 60175-5600 |
| Document Number | 0000031470 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 31470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 204 CRANE RD, SAINT CHARLES, IL 60175-5600 |
| Document Number | 0000048591 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 204 CRANE RD ST CHARLES IL 601755600, ST CHARLES, IL 60175-5600 |
| Document Number | 0000048591 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 48591 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2049 |
The 2025 property tax bill for 204 Crane Rd was $14,606 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,606.00 Homeowner's exemption Senior Citizen's exemption | $223,078 (+8.53%) Land $56,582 Building $166,496 | $669,502 (+8.53%) Land $169,814 Building $499,688 |
| 2024 | $205,545 Land $52,135 Building $153,410 | $616,882 Land $156,468 Building $460,414 | |
| 2022 | $12,415.00 (+4.21%) Homeowner's exemption | $164,010 (+4.91%) Land $38,552 Building $125,458 | $492,030 (+4.91%) Land $115,656 Building $376,374 |
| 2021 | $11,914.00 Homeowner's exemption | $156,334 Land $36,748 Building $119,586 | $469,002 Land $110,244 Building $358,758 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 204 Crane Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Crane Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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