104 Crane Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 104 Crane Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,416 sqft · built 1987
Lot Size1.28 acres (55,757 sqft)
Owner2 Company Names on Record
Last Sale$358,000 (Jan 2014)
Tax Bill$13,730 (2025)
Deeds & MortgagesApr 2023 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-22-127-006

Property Details

APN / Parcel Number

Primary APN09-22-127-006

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,416 sqft Living Area
Basement Area1,118 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area55,757 sqft
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address104 CRANE RD
CitySAINT CHARLES
StateIL
Zip60175-5148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 OF UNIT NO. 3, THORNLEY ON THE FOX
Legal SubdivisionTHORNLEY ON THE FOX
Legal Block1
Legal Lot Number45
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1039
Census Tract852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address104 CRANE RD, SAINT CHARLES, IL 60175-5148
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Jun 26, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2014 · Amount on Record
Deed SaleJan 6, 2014 · Amount on Record
Prior SaleJan 6, 2014 · Amount on Record
Deed Document Number2014534
Last Transfer DateJun 18, 2020
Transfer Doc0000034159
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address104 CRANE RD, ST CHARLES, IL 60175-5148
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 CRANE RD, SAINT CHARLES, IL 60175-5148

Mortgage

Document Number0000013500
DateApr 28, 2023
Instrument2023K013500
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2038
Interest
Rate TypeFixed Rate
Rate5.49%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address104 CRANE RD, ST CHARLES, IL 60175-5148
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081934
DateDec 30, 2020
Instrument2020K081934
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.58%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJun 26, 2020
Property Address104 CRANE RD, ST CHARLES, IL 60175-5148
Document Number0000034159
Instrument DateJun 18, 2020
Instrument34159
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address104 CRANE RD ST CHARLES IL 601755148, ST CHARLES, IL 60175-5148

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,730.00 (+26.49%) Homeowner's exemption$228,775 (+14.15%) Land $50,521 Building $178,254$686,600 (+14.15%) Land $151,624 Building $534,976
2024$200,421 (+21.14%) Land $46,550 Building $153,871$601,504 (+21.19%) Land $139,706 Building $461,798
2022$10,855.00 (+7.35%) Homeowner's exemption$165,447 (+27.28%) Land $45,192 Building $120,255$496,341 (+27.28%) Land $135,576 Building $360,765
2021$10,112.00 Homeowner's exemption$129,991 Land $43,077 Building $86,914$389,973 Land $129,231 Building $260,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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