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204 Clear Creek Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 204 Clear Creek Ct, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,191 sqft · built 2008
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$215,800 (Oct 2008)
Tax Bill$2,878 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN026483-0920

Property Details

APN / Parcel Number

Primary APN026483-0920

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,191 sqft Living Area
Gross Area2,591 sqft
1st Floor Area2,191 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area217 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address204 CLEAR CREEK CT
CitySAINT AUGUSTINE
StateFL
Zip32095-8950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description62/25-35 SANDY CREEK PHASE 1 LOT 92 OR3128/379
Legal Range28E
Legal Township05S
Legal Section21
Legal SubdivisionSANDY CREEK PHASE 1
Legal Phase1
Legal Block2
Legal Lot Number92
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract20904

Owner

204 Clear Creek Ct is owned and occupied by two individuals who bought it in October 2008.

Source: St. Johns County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address204 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8950
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 27, 2022Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 15, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2008 · Amount on File
Deed SaleOct 3, 2008 · Amount on File
Deed Document Number200853862
Deed Book / Page3128 / 379
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address204 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8950
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8950

Mortgage

Document Number0056160417
DateAug 15, 2022
Book Page5616/417
Instrument2022078657
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 5, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address204 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8950
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8950

Mortgage

Document Number0056410415
DateSep 27, 2022
Book Page5641/415
Instrument2022092010
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueOct 18, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address204 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8950
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8950

Mortgage

Document Number0050420913
DateSep 15, 2020
Book Page5042/913
Instrument2020078574
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term271 Months
DueApr 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 204 Clear Creek Ct was $2,878 with a homeowner's exemption, up 13.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,792 (+2.7%)$343,769 (-7.09%) Land $100,000 Building $243,769
2025$2,878.00 (+13.62%) Homeowner's exemption$227,646 (+2.9%)$369,993 (+2.4%) Land $100,000 Building $269,993
2024$2,533.00 (+2.14%) Homeowner's exemption$221,230 (+3%)$361,310 (-0.8%) Land $100,000 Building $261,310
2023$2,480.00 (+3.29%) Homeowner's exemption$214,786 (+3%)$364,214 (+7.47%) Land $100,000 Building $264,214
2022$2,401.00 Homeowner's exemption$208,530$338,895 Land $84,000 Building $254,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Clear Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Clear Creek Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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