St. Johns County property record for 225 Clear Creek Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,884 sqft · built 2009 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Dec 2021) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026483-1020 |
| Primary APN | 026483-1020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 1,884 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 152 sqft |
| Patio Area | 413 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 225 CLEAR CREEK CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 62/25-35 SANDY CREEK PHASE 1 LOT 102 OR5440/753 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 102 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
225 Clear Creek Ct is owned and occupied by an individual who bought it in December 2021.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Oct 6, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on File |
| Deed Sale | Dec 8, 2021 · Amount on File |
| Prior Sale | Jan 17, 2018 · Amount on File |
| Deed Document Number | 2021132995 |
| Deed Book / Page | 5440 / 753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 8, 2021 |
| Property Address | 225 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8949 |
| Document Number | 0054400753 |
| Book / Page | 5440 / 753 |
| Map Reference | MB 62 PG 25 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2021132995 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 653 MONUMENT RD APT 1002, 653, JACKSONVILLE, FL 32225-6472 |
| Name | Verified Name |
|---|---|
| Address | 225 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8949 |
| Document Number | 0005440755 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 5440/755 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 225 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 225 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8949 |
| Document Number | 0050621395 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 5062/1395 |
| Instrument | 2020087389 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 17, 2018 |
| Property Address | 225 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8949 |
| Document Number | 0044910651 |
| Book / Page | 4491 / 0651 |
| Map Reference | MB62 PG25-35 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 2018003518 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2433 CAPTAIN CT, 2433, JACKSONVILLE, FL 32210-3907 |
| Name | Verified Name |
|---|---|
| Address | 225 CLEAR CREEK CT, SAINT AUGUSTINE, FL 32095-8949 |
| Document Number | 2018003519 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 2018003519 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 225 Clear Creek Ct was $4,655 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,977 (-6.57%) Land $100,000 Building $235,977 | $335,977 (-6.57%) Land $100,000 Building $235,977 | |
| 2025 | $4,655.00 (+12.06%) Homeowner's exemption | $359,615 | $359,615 Land $100,000 Building $259,615 |
| 2024 | $4,154.00 (+1.99%) | ||
| 2023 | $4,073.00 (+2.85%) Homeowner's exemption | $340,259 (+3%) | $354,309 (+7.25%) Land $100,000 Building $254,309 |
| 2022 | $3,960.00 Homeowner's exemption | $330,349 | $330,349 Land $84,000 Building $246,349 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Clear Creek Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Clear Creek Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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