204 Clayton Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 204 Clayton Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	1,992 sqft · built 1949
Lot Size	0.215 acres (9,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Nov 2023)
Tax Bill	$11,310 (2025)
Deeds & Mortgages	Nov 2023 Sale Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-03813-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`46-03813-0000-00013`
Alternative APNs	`460381300013` `288700`

Interior

Stories	2 Stories
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	9,344 sqft (0.215 acres)
Lot Dimensions	105 ft deep x 89 ft wide

Location & Zoning

Account Number	288700
Street Address	204 CLAYTON TER
City	PARAMUS
State	NJ
Zip	07652-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	89X105 3.75LT
Legal Subdivision	PARAMUS MANOR SEC #1
Legal Block	3813
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	3
Census Block	3009
Census Tract	42102

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 CLAYTON TER, PARAMUS, NJ 07652-4504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed, Transfer FIRST AMERICAN TITLE
Jun 23, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	202373074
Deed Book / Page	5121 / 1783
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 8, 2023
Property Address	204 CLAYTON TER, PARAMUS, NJ 07652-4504
Document Number	0051211783
Book / Page	5121 / 1783
Instrument Date	Nov 1, 2023
Instrument	2023073074
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$7,411.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460A 4TH ST, PALISADES PARK, NJ 07650-3129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CLAYTON TER, PARAMUS, NJ 07652-4504

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 23, 2023
Property Address	204 CLAYTON TER, PARAMUS, NJ 07652-4504
Document Number	0050221322
Book / Page	5022 / 1322
Instrument Date	Jun 5, 2023
Instrument	2023041484
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	NOT AVAILABLE, BEST ABSTRACT TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,434.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 CLAYTON TER, PARAMUS, NJ 07652-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CLAYTON TER, PARAMUS, NJ 07652-4504

Mortgage

Document Number	0050221328
Date	Jun 23, 2023
Book Page	5022/1328
Instrument	2023041485

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800,500 (+6.1%) Land $422,900 Building $377,600	$800,500 (+6.1%) Land $422,900 Building $377,600
2025	$11,310.00 (+9.44%)	$754,500 (+43.55%) Land $387,500 Building $367,000	$754,500 (+43.55%) Land $387,500 Building $367,000
2024	$10,334.00 (+35.1%)
2023		$525,600 (+6.63%) Land $336,300 Building $189,300	$525,600 (+6.63%) Land $336,300 Building $189,300
2022	$7,649.00 (+3.74%)	$492,900 Land $315,600 Building $177,300	$492,900 Land $315,600 Building $177,300
2021	$7,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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