204 Chambersburg Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 204 Chambersburg Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,628 sqft · built 2002
Lot Size	0.235 acres (10,245 sqft)
Owner	Individual Name on Record
Last Sale	$331,400 (Jun 2005)
Tax Bill	$7,464 (2026)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0016-00170`

Property Details

APN / Parcel Number

Primary APN	`010-0016-00170`
Alternative APN	`783226`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,628 sqft Gross Area
1st Floor Area	1,330 sqft
Basement Area	973 sqft
Finished Basement	973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,245 sqft (0.235 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	32 sqft
Deck Area	26 sqft
Storage Building	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	783226
Street Address	204 CHAMBERSBURG DR
City	DULUTH
State	MN
Zip	55811-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 3 SERIAL #
Legal Subdivision	REARR OF AARONS VALLEY
Legal Block	3
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	2300

Owner

204 Chambersburg Dr is owned and occupied by an individual who bought it in June 2005.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on Record
Mailing Address	204 CHAMBERSBURG DR, DULUTH, MN 55811-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2005 · Amount on Record
Deed Sale	Jun 14, 2005 · Amount on Record
Prior Sale	Apr 24, 2003 · Amount on Record
Deed Document Number	2005799289
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	204 CHAMBERSBURG DR, DULUTH, MN 55811-3201
Document Number	000T992882
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 CHAMBERSBURG DR DULUTH MN 558113201, DULUTH, MN 55811-3201

Mortgage

Document Number	000T992882
Date	Dec 5, 2017
Instrument	T992882

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 204 Chambersburg Dr was $7,464 with a homeowner's exemption, up 11.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,464.00 (+11.14%) Homeowner's exemption
2025	$6,716.00 (-4.79%) Homeowner's exemption	$616,700 (+25.29%) Land $45,900 Building $570,800	$616,700 (+25.29%) Land $45,900 Building $570,800
2024	$7,054.00	$492,200 Land $48,900 Building $443,300	$492,200 Land $48,900 Building $443,300
2022		$466,800 Land $45,900 Building $420,900	$466,800 Land $45,900 Building $420,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Chambersburg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Chambersburg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chambersburg Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures