140 Chambersburg Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 140 Chambersburg Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,924 sqft · built 2001
Lot Size	0.399 acres (17,407 sqft)
Owner	Individual Name on Record
Last Sale	$635,500 (Apr 2023)
Tax Bill	$8,170 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0016-00180`

Property Details

APN / Parcel Number

Primary APN	`010-0016-00180`
Alternative APNs	`1147677` `843857`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,924 sqft Gross Area
1st Floor Area	1,924 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	17,407 sqft (0.399 acres)
Garage Area	936 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	64 sqft
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1147677
Street Address	140 CHAMBERSBURG DR
City	DULUTH
State	MN
Zip	55811-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 3 SERIAL #
Legal Subdivision	REARRANGEMENT OF AARONS VALLEY
Legal Block	3
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 CHAMBERSBURG DR, DULUTH, MN 55811-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Mar 9, 2007 · Amount on Record
Deed Document Number	20231067629
Prior Transfer Date	Aug 11, 2003
Prior Transfer Doc	0000760546
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 20, 2023
Property Address	140 CHAMBERSBURG DR, DULUTH, MN 55811-3224
Document Number	0001067629
Instrument Date	Apr 14, 2023
Instrument	1067629
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 CHAMBERSBURG DR, DULUTH, MN 55811-3224

Mortgage

Document Number	0001067630
Date	Apr 20, 2023
Instrument	1067630

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,170.00 (+10.98%) Homeowner's exemption
2025	$7,362.00 (-3.87%) Homeowner's exemption	$714,900 (+34.73%) Land $66,400 Building $648,500	$714,900 (+34.73%) Land $66,400 Building $648,500
2024	$7,658.00	$530,600 (+15.52%) Land $70,600 Building $460,000	$530,600 (+15.52%) Land $70,600 Building $460,000
2022		$459,300 Land $66,300 Building $393,000	$459,300 Land $66,300 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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