204 181st Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 204 181st Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,480 sqft · built 1990
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$369,719 (Sep 2015)
Tax Bill	$7,760 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052005-5-046`

Property Details

APN / Parcel Number

Primary APN	`052005-5-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,480 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	1,320 sqft
Upper Floors Area	910 sqft
Basement Area	1,248 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,540 sqft
Deck Area	306 sqft
Patio Area	306 sqft
Shed	1 Shed
Shed Area	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	204 181ST AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 20 RANGE 05 QUARTER 11 : L 1 OF SP 93-03-19-0183 FORMERLY AMENDED S P 92-03-27-0848 TOG/W EASE & RESTRICTIONS OF RECORD OUT OF 5-030 SEG F0062 MD 7/6/93MD
Legal Range	05
Legal Township	20
Legal Section	05
Legal Subdivision	SP#9303190183
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2022
Census Tract	70315

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	204 181ST AVE E, LAKE TAPPS, WA 98391-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2015 · Amount on Record
Deed Sale	Sep 17, 2015 · Amount on Record
Prior Sale	Apr 28, 1994
Deed Document Number	2015457
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	204 181ST AVE E, LAKE TAPPS, WA 98391-9421
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006020328
Date	Jun 2, 2021
Instrument	202106020328

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,760.00 (+0.48%)	$726,300 (+4.49%) Land $371,800 Building $354,500	$726,300 (+4.49%) Land $371,800 Building $354,500
2025	$7,723.00 (+9.58%)
2024	$7,048.00 (-1.19%)	$695,100 (-2.67%) Land $326,900 Building $368,200	$695,100 (-2.67%) Land $326,900 Building $368,200
2023	$7,133.00	$714,200 Land $326,900 Building $387,300	$714,200 Land $326,900 Building $387,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband, T-Mobile.

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