320 181st Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 320 181st Ave E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,020 sqft · built 1990
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Jul 2026)
Tax Bill$7,503 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN052005-5-035

Property Details

APN / Parcel Number

Primary APN052005-5-035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,020 sqft Living Area
1st Floor Area1,520 sqft
Basement Area1,500 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)
Garage TypeCarport
Garage Area450 sqft
CarportCarport
Carport Area450 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area400 sqft
Deck Area1,010 sqft
Patio Area600 sqft
Shed1 Shed
Shed Area2,400 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address320 181ST AVE E
CityLAKE TAPPS
StateWA
Zip98391-9421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 05 TOWNSHIP 20 RANGE 05 QUARTER 11 L 4 OF S P 86-12-29-0141 AMEND TO S P 86-05-09-0215 TOG/W EASE & RESTRICTIONS OF REC OUT OF 1-021 SEG X0468PP ES DC3515MD 4/12/91BO
Legal Range05
Legal Township20
Legal Section05
Legal SubdivisionSHORT PLAT NO 8612290141
Legal Lot Number4
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group2
Census Block2022
Census Tract70315

Owner

320 181st Ave E is owned and occupied by two individuals who bought it in July 2026.

Source: Pierce County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address320 181ST AVE E, LAKE TAPPS, WA 98391-9421
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
DIVINE MORTGAGE CAPTIAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2026 · Amount on File
Deed SaleJul 23, 2026 · Amount on File
Prior SaleJul 2, 2021 · Amount on File
Deed Document Number2026270
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJul 23, 2026
Property Address320 181ST AVE E, LAKE TAPPS, WA 98391-9421
Document Number0000000270
Instrument DateJul 22, 2026
Instrument2026270
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,414,707.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 181ST AVE E, LAKE TAPPS, WA 98391-9421

Mortgage

Document Number0000000271,
DateJul 23, 2026
Instrument202623271
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJul 2, 2021
Property Address320 181ST AVE E, LAKE TAPPS, WA 98391-9421
Document Number0007020450
Map ReferenceDOC 8605090215
Instrument DateJun 14, 2021
Instrument202107020450
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,087.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 181ST AVE E, LAKE TAPPS, WA 98391-9421

Mortgage

Document Number0007020451
DateJul 2, 2021
Instrument202107020451
Lender
NameDIVINE MORTGAGE CAPTIAL
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 320 181st Ave E was $7,503, up 2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,503.00 (+1.97%)$703,400 (-4.77%) Land $406,700 Building $296,700$703,400 (-4.77%) Land $406,700 Building $296,700
2025$7,358.00 (+10.08%)$738,600 (+12.2%) Land $417,700 Building $320,900$738,600 (+12.2%) Land $417,700 Building $320,900
2024$6,684.00 (-0.99%)$658,300 (-2.47%) Land $363,300 Building $295,000$658,300 (-2.47%) Land $363,300 Building $295,000
2023$6,751.00$675,000 Land $363,300 Building $311,700$675,000 Land $363,300 Building $311,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 181st Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 181st Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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