Deschutes County property record for 20398 Big Bear Ct, Bend, OR 97702 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1985 |
| Square Footage | 3,159 sqft Living Area |
| Lot Size | 27,878 sqft (0.64 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $704,000 (2020) |
| Tax Bill | $8,608.00 (2025) |
Source: Deschutes County records · APN 181221-BB-06900
Assessment roll updated November 5, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20398 BIG BEAR CT, BEND, OR 97702-9489 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Nov 12, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIGN ON THE LINE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Deed Doc Number | 202056160 |
| Prior Transfer Date | Nov 16, 2009 |
| Prior Transfer Doc | 0000049258 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20398 BIG BEAR CT, BEND, OR 97702-9489 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043952 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019-43952 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20398 BIG BEAR CT, BEND, OR 97702-9489 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043951 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019-43951 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 22, 2020 |
| Property Address | 20398 BIG BEAR CT, BEND, OR 97702-9489 |
| Document Number | 0000056160 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 56160 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $704.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20541 SUN MEADOW WAY BEND OR 977022973, BEND, OR 97702-2973 |
| Document Number | 56161 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 56161 |
| Name | SIGN ON THE LINE INC |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,608.00 (+3.94%) | $541,080 (+3%) | $897,810 (-6.52%) Land $288,500 Building $609,310 |
| 2024 | $8,282.00 (+7.87%) | $525,330 (+3%) | $960,400 (-2.15%) Land $288,860 Building $671,540 |
| 2023 | $7,678.00 | $510,030 | $981,470 Land $260,000 Building $721,470 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181221-BB-06900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,159 sqft Living Area |
| Gross Area | 3,847 sqft Gross Area |
| 1st Floor | 1,890 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Area | 688 sqft Garage |
| Deck Area | 706 sqft Deck |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 163816 |
|---|---|
| Street Address | 20398 BIG BEAR CT |
| City | BEND |
| State | OR |
| Zip | 97702-9489 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN HIGH BLOCK 15 LOT PT.2 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 21 |
| Legal Subdivision | MOUNTAIN HIGH |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 2001 |
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