20386 Big Bear Ct, Bend, OR 97702 Property Records

Deschutes County property record for 20386 Big Bear Ct, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,050 sqft · built 1984
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on Record
Last Sale	$730,000 (Oct 2021)
Tax Bill	$7,468 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181220-AA-01500`

Property Details

APN / Parcel Number

Primary APN	`181220-AA-01500`
Alternative APNs	`R1088181220AA01500` `163415`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	2,050 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Area	670 sqft
Deck Area	174 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	163415
Street Address	20386 BIG BEAR CT
City	BEND
State	OR
Zip	97702-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MOUNTAIN HIGH BLOCK 15 LOT 1
Legal Range	12
Legal Township	18
Legal Section	20
Legal Subdivision	MOUNTAIN HIGH
Legal Block	15
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2001

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20386 BIG BEAR CT, BEND, OR 97702-9489
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Intrafamily Transfer, Transfer
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Aug 21, 2014 · Amount on Record
Deed Document Number	202161195
Last Transfer Date	Aug 23, 2023
Transfer Doc	0000025002
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 6, 2023
Property Address	20386 BIG BEAR CT, BEND, OR 97702-9489
Document Number	0000025002
Map Reference	CAB B PG 767
Instrument Date	Aug 23, 2023
Instrument	2023-25002
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	20386 BIG BEAR CT, BEND, OR 97702-9489

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 29, 2021
Property Address	20386 BIG BEAR CT, BEND, OR 97702-9489
Document Number	0000061195
Map Reference	CAB B PG 757
Instrument Date	Oct 8, 2021
Instrument	2021-61195
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20386 BIG BEAR CT, BEND, OR 97702-9489

Mortgage

Document Number	0000061196
Date	Oct 29, 2021
Instrument	2021-61196

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,468.00 (+3.94%)	$442,000 (+3%)	$695,080 (-5.68%) Land $288,500 Building $406,580
2024	$7,185.00 (+7.88%)	$429,130 (+3%)	$736,960 (+0.22%) Land $288,860 Building $448,100
2023	$6,660.00 (+3.97%)	$416,640 (+6.09%)	$735,330 (+35.11%) Land $260,000 Building $475,330
2022	$6,406.00	$392,730	$544,230 Land $204,500 Building $339,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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