20397 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20397 Napa Loop, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	10,761 sqft (0.247 acres)
Pool	1
Occupancy	Owner Occupied
Last Sale	$867,000 (2023)
Tax Bill	$10,486.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-46-27-L3-0400C.1151`
Alternative APNs	`273046L30400C1151` `10616847`

Exterior

Lot Area	10,761 sqft (0.247 acres)

Exterior Amenities

Pool Type	1 Pool Type
Pool Area	312 sqft Pool
Patio Area	822 sqft Patio
Porch	1 Porch
Porch Area	549 sqft Porch

Location & Zoning

Account Number	10616847
Street Address	20397 NAPA LOOP
City	ESTERO
State	FL
Zip	33928-9791
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK C LOT 1151
Legal Subdivision	VERDANA VILLAGE
Legal Block	C
Legal Lot Number	1151
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records · APN 30-46-27-L3-0400C.1151

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20397 NAPA LOOP, ESTERO, FL 33928-9791
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2023 · Amount on Record
Deed Sale	Sep 07, 2023 · Amount on Record
Deed Doc Number	2023296122
Record Refreshed	Sep 20, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 07, 2023
Property Address	20397 NAPA LOOP, ESTERO, FL 33928-9791
Document Number	0000296122
Map Reference	DOC 2022000319154
Instrument Date	Sep 05, 2023
Instrument	2023000296122
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 09, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,069.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20397 NAPA LOOP, ESTERO, FL 33928-9791

Mortgage

Document Number	0000296123
Date	Sep 07, 2023
Instrument	2023000296123

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,012 (+3.49%)	$685,991 (-8.52%) Land $96,367 Building $589,624
2025	$10,486.00 (+241.12%) Homeowner's exemption	$652,266 (+513.18%)	$749,920 (+604.98%) Land $117,572 Building $632,348
2023	$3,074.00	$106,375 Land $106,375	$106,375 Land $106,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 159 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.