20392 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20392 Napa Loop, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size9,930 sqft (0.228 acres)
OccupancyOwner Occupied
Last Sale$887,100 (2024)
Tax Bill$11,372.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400A.6530
Alternative APNs
  • 273046L30400A6530
  • 10616704

Exterior

Lot Area9,930 sqft (0.228 acres)
Porch1 Porch
Porch Area35 sqft Porch

Location & Zoning

Account Number10616704
Street Address20392 NAPA LOOP
CityESTERO
StateFL
Zip33928-9792
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK A LOT 653
Legal SubdivisionVERDANA VILLAGE
Legal BlockA
Legal Lot Number653
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1003
Census Tract50312

Owner

Source: Lee County records · APN 30-46-27-L3-0400A.6530

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20392 NAPA LOOP, ESTERO, FL 33928-9792
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 30, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Deed Doc Number2024269787
Record RefreshedJun 08, 2026

July 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateJul 28, 2025
Property Address20392 NAPA LOOP, ESTERO, FL 33928-9792
Document Number0000200710
Map ReferenceDOC 2022000319154
Instrument DateJun 27, 2025
Instrument2025000200710
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20392 NAPA LOOP, ESTERO, FL 33928-9792

Transferred To (Grantee/Buyer)

NameVerified Name
Address20392 NAPA LOOP, ESTERO, FL 33928-9792

September 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 30, 2024
Property Address20392 NAPA LOOP, ESTERO, FL 33928-9792
Document Number0000269787
Map ReferenceDOC 2022000319154
Instrument DateSep 16, 2024
Instrument2024000269787
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,209.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address20392 NAPA LOOP, ESTERO, FL 33928-9792

Mortgage

Document Number0000269788
DateSep 30, 2024
Instrument2024000269788
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateOct 01, 2031
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Max Rate10.6%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,372.00 (+318.09%)$679,034 (+592.21%) Land $112,364 Building $566,670$679,034 (+592.21%) Land $112,364 Building $566,670
2023$2,720.00$98,096 Land $98,096$98,096 Land $98,096

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 152 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Napa Loop

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