2039 Choptank Ave, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 2039 Choptank Ave, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,868 sqft · built 1997
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Aug 2025)
Tax Bill	$6,472 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-630-23379000`

Property Details

APN / Parcel Number

Primary APN	`03-630-23379000`
Alternative APNs	`3-630-23379000` `63023379000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,868 sqft Living Area
1st Floor Area	2,968 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Built-in
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	88 sqft
Shed	1 Shed
Shed Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	63023379000
Street Address	2039 CHOPTANK AVE
City	PASADENA
State	MD
Zip	21122-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	LTS 548 TO 551 PARADISE BEACH
Legal Subdivision	PARADISE BEACH
Legal Block	3
Legal Lot Number	548
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	3
Census Block	3004
Census Tract	731306

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
May 3, 2021	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Feb 7, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Book / Page	41565 / 414
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 8, 2026
Property Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523
Document Number	4242000494
Book / Page	42422 / 494
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523

Mortgage

Document Number	4242000494,
Date	Jun 8, 2026
Book Page	42422/494

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 3, 2021
Property Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523
Document Number	0366990101
Book / Page	36699 / 101
Map Reference	MB C FO 19
Instrument Date	Apr 8, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,849.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523

Mortgage

Document Number	36699107
Date	May 3, 2021
Instrument	36699/107

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349330060
Date	Jul 22, 2020
Book Page	34933/60

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0337220001
Date	Oct 17, 2019
Book Page	33722/001

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2039 CHOPTANK AVE, PASADENA, MD 21122-3523
Document Number	0306540396
Book / Page	030654 / 000396
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2039 CHOPTANK AVE PASADENA MD 211223523, PASADENA, MD 21122-3523

Mortgage

Document Number	0306540396
Date	Feb 16, 2017
Book Page	030654/000396

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,567 (+4.5%)	$619,100 (-) Land $221,000 Building $398,100
2025	$6,472.00 (+14.49%) Homeowner's exemption	$568,033 (+7.75%)	$619,100 (+14.12%) Land $221,000 Building $398,100
2023	$5,653.00 Homeowner's exemption	$527,200	$542,500 Land $206,000 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	190 (1979–2024)
Claims Outside the SFHA	36 of 190
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 86 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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