2038 Choptank Ave, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 2038 Choptank Ave, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,504 sqft · built 2001
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Dec 2022)
Tax Bill	$4,699 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-630-22925604`

Property Details

APN / Parcel Number

Primary APN	`03-630-22925604`
Alternative APNs	`363022925604` `63022925604`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,033 sqft Living Area
1st Floor Area	842 sqft
Basement Area	529 sqft
Finished Basement	529 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Porch	Open Porch
Porch Area	28 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	63022925604
Street Address	2038 CHOPTANK AVE
City	PASADENA
State	MD
Zip	21122-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 546 547 PARADISE BEACH
Legal Subdivision	PARADISE BEACH
Legal Block	3
Legal Lot Number	546
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	3
Census Block	3002
Census Tract	731306

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2038 CHOPTANK AVE, PASADENA, MD 21122-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC
Mar 12, 2019	Grant Deed, Transfer · Conventional with PMI FIRST FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Book / Page	39333 / 70
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 13, 2022
Property Address	2038 CHOPTANK AVE, PASADENA, MD 21122-3522
Document Number	0393330070
Book / Page	39333 / 70
Map Reference	PL 15 FO 12&13
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2038 CHOPTANK AVE, PASADENA, MD 21122-3522

Mortgage

Document Number	0003933377
Date	Dec 13, 2022
Instrument	39333/77

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2038 CHOPTANK AVE, PASADENA, MD 21122-3522
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345470120
Date	May 7, 2020
Book Page	34547/120

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company
Address	MILLERSVILLE, MD 21108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 12, 2019
Property Address	2038 CHOPTANK AVE, PASADENA, MD 21122-3522
Document Number	0329440259
Book / Page	032944 / 000259
Instrument Date	Mar 11, 2019
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2038 CHOPTANK AVE PASADENA MD 211223522, PASADENA, MD 21122-3522

Mortgage

Document Number	329440266
Date	Mar 12, 2019
Book Page	032944/000266

Lender

Name	FIRST FIN
Type	Funding / Finance Company
Address	MILLERSVILLE, MD 21108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,033 (+11.89%)	$421,500 (+13.28%) Land $198,500 Building $223,000
2025	$4,699.00 (+18.87%)
2023	$3,953.00	$362,000	$372,100 Land $183,500 Building $188,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	190 (1979–2024)
Claims Outside the SFHA	36 of 190
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 86 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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