Pine County property record for 20386 Hardwood Loop, Finlayson, MN 55735
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 352 sqft · built 1985 |
| Lot Size | 11.6 acres (506,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Sep 2006) |
| Tax Bill | $270 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.5095.000 |
| Primary APN | 05.5095.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 352 sqft Living Area |
| Gross Area | 464 sqft |
| Flooring | Carpet |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 506,080 sqft (11.6 acres) |
| Lot Width | 57.5 ft Width |
| Garage Area | 352 sqft |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | None |
|---|
| Street Address | 20386 HARDWOOD LOOP |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SECT-24 TWP-044 RANGE-021 PINE RIVER HGTS 2ND ADD LOT-003 BLOCK-001 5.00 AC & 1/40TH INT IN OUTLOTS A & B, PINE RIVER HGTS |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 24 |
| Legal Subdivision | PINE RIVER HGTS 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 950200 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20492 HARDWOOD LOOP, FINLAYSON, MN 55735-4253 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2006 · Amount on Record |
| Deed Sale | Sep 7, 2006 · Amount on Record |
| Deed Document Number | 2006458232 |
| Record Updated | Sep 20, 2026 |
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,600 (+30.08%) Land $48,000 Building $2,600 | $50,600 (+30.08%) Land $48,000 Building $2,600 | |
| 2025 | $270.00 (-3.57%) | ||
| 2023 | $280.00 | $38,900 Land $37,100 Building $1,800 | $38,900 Land $37,100 Building $1,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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