Pine County property record for 20245 Hardwood Loop, Finlayson, MN 55735
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,416 sqft · built 1993 |
| Lot Size | 11.6 acres (506,124 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,952 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.5082.000 |
| Primary APN | 05.5082.000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 1,816 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 506,124 sqft (11.6 acres) |
| Lot Dimensions | 747 ft deep x 19.3 ft wide |
| Garage Area | 1,144 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 20245 HARDWOOD LOOP |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-24 TWP-044 RANGE-021 PINE RIVER HGTS 1ST ADD LOT-003 BLOCK-003 5.00 AC & 1/40TH INT IN OUTLOT A & B MICRO #333478 |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 24 |
| Legal Subdivision | PINE RIVER HGTS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 3,A |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 950200 |
20245 Hardwood Loop is owned and occupied by two individuals.
Source: Pine County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20245 HARDWOOD LOOP, FINLAYSON, MN 55735-4251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20245 Hardwood Loop was $1,952 with a homeowner's exemption.
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,300 Land $81,900 Building $201,400 | $283,300 Land $81,900 Building $201,400 | |
| 2025 | $1,952.00 | ||
| 2023 | $1,930.00 Homeowner's exemption | $251,400 Land $67,900 Building $183,500 | $251,400 Land $67,900 Building $183,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20245 Hardwood Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20245 Hardwood Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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