20380 Lois Way, Bend, OR 97702 Property Records

Deschutes County property record for 20380 Lois Way, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Aug 2026)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`181208-AD-00402`

Property Details

APN / Parcel Number

Primary APN	`181208-AD-00402`
Alternative APN	`259860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,419 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,970 sqft (0.16 acres)
Garage Area	759 sqft

Location & Zoning

Account Number	259860
Street Address	20380 LOIS WAY
City	BEND
State	OR
Zip	97702-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BAILEY LOT 26
Legal Range	12
Legal Township	18
Legal Section	08
Legal Subdivision	BAILEY
Legal Lot Number	26
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2002

Owner

20380 Lois Way is owned and occupied by two individuals who bought it in August 2026.

Source: Deschutes County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20380 LOIS WAY, BEND, OR 97702-3533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage SELCO COMMUNITY CREDIT UNION
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 31, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS
Aug 1, 2017	Loan Modification, Mortgage · Line of Credit WASHINGTON FED'L SVGS
Jun 12, 2017	Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS
Feb 1, 2017	Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	202626099
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 28, 2026
Property Address	20380 LOIS WAY, BEND, OR 97702-3533
Document Number	0000026099
Instrument Date	Aug 26, 2026
Instrument	202626099
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20380 LOIS WAY, BEND, OR 97702-3533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026100,
Date	Aug 28, 2026
Instrument	202626100

Lender

Name	SELCO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20380 LOIS WAY, BEND, OR 97702-3533
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20380 LOIS WAY, BEND, OR 97702-3533

Mortgage

Document Number	0000051709
Date	Sep 8, 2021
Instrument	2021-51709

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 22, 2020
Property Address	20380 LOIS WAY, BEND, OR 97702-3533
Document Number	0000029184
Map Reference	CAB H PG 533
Instrument Date	Jun 18, 2020
Instrument	2020-29184
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20380 LOIS WAY, BEND, OR 97702-3533

Mortgage

Document Number	0000029185
Date	Jun 22, 2020
Instrument	2020-29185

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 31, 2017
Property Address	20380 LOIS WAY, BEND, OR 97702-3533
Document Number	0000043813
Instrument Date	Oct 11, 2017
Instrument	43813
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20380 LOIS WAY BEND OR 97702, BEND, OR 97702

Mortgage

Document Number	43814
Date	Oct 31, 2017
Instrument	43814

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Recording Date	Aug 1, 2017
Property Address	20380 LOIS WAY, BEND, OR 97702-3533
Instrument Date	Jul 15, 2017
Instrument	30401
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731

Mortgage

Document Number	0000030401
Date	Aug 1, 2017
Instrument	30401

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 12, 2017
Property Address	20380 LOIS WAY, BEND, OR 97702-3533
Instrument Date	Jun 1, 2017
Instrument	22523
Transaction Type	Construction Loan
Record Updated	Jul 11, 2017
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022523
Date	Jun 12, 2017
Instrument	22523

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 11, 2018

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 1, 2017
Property Address	20380 LOIS WAY, BEND, OR 97702-3533
Document Number	0000004271
Instrument Date	Jan 25, 2017
Instrument	4271
Transaction Type	Construction Loan
Record Updated	Feb 9, 2017
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$1,130.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	4272
Date	Feb 1, 2017
Instrument	4272

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20380 Lois Way was $3,688, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00 (+3.95%)	$218,310 (+3%)	$557,290 (-3.7%) Land $176,320 Building $380,970
2024	$3,548.00 (+7.87%)	$211,960 (+3%)	$578,700 (-) Land $189,960 Building $388,740
2023	$3,289.00	$205,790	$578,700 Land $189,960 Building $388,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20380 Lois Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20380 Lois Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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